Active
2 units3 bd2 ba1,617 sqft
Cost to live here
$1,888/moafter $1,000/mo in rent
Income to qualify: about $67,000 a year, rent counted
At 20% down, 30-year fixed. From 3% down.
$425,000•House + ADU
355 County Road 4225, Bonham, TX 75418
802 S 5th Street 1,2,3, Bonham, TX 75418
Active
Listed 173 days agoOwner-Occupant Eligible
About $42 a month to live here, after the rent from the other homes.
Triplex5,211 sqft9 beds9 bathsListed May 23, 2026
A triplex. Live in one home and rent out the other two. How it works
Live here for about
$42a month
The other homes rent for $4,816. We hold back $722 of that for repairs and an empty month, and the rest goes toward a $4,136 monthly payment.
Income to qualify: about $72,000 a year
With how much down?
At 20% down ($109,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $71,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$27,250 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
Three year old Triplex walking distance to City Park area. Featuring luxury vinyl plank flooring through out. Granite kitchen counter tops smooth cooktop, Refrigerator, washer and dryers. Granite counter tops in both mukluk bathroom. Open living area to kitchen. Breakfast bar area with kitchen counter tops. One car garage for each unit with garage door opener. Fenced in backyard. Ceiling fan, foam insulation in walls for energy efficiency. New AC for Unit 2. Two new lakes to immediate area, BOIS D’ARC LAKE and Lake Ralph Hall. Area is growing. Quick access to Highway 82 and Highway 121.
Triplex
Property Type
11,238 sqft
Lot Size
2022
Year Built
Listing Date: 05/23/2026
Listed by: Jon Callaway
Listing office: Keller Williams Realty DPR
Source: NTREIS #21279934
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
-15%
$545,000
+15%List Price
FINANCIALS
How much do you want to put down?
Purchase price$545,000
Your Down Payment$109,000
Financed$436,000
Estimated Monthly Payment$4,136
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($109,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Estimated Monthly Payment (Before Rental Income)
$4,136/month
Principal + Interest
$2,614Property Taxes
$701Home Insurance
$821Rental Income (2 Units)
$4,816/month
From the listing description.
Rental Expenses
-$722Cost to live hereCost to live here, after rent
$42/month
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 21279934 · Listing office: Keller Williams Realty DPR
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
