Selected for the Terner Labs Housing Venture Lab

3765 Woodridge Drive, Abilene, TX 79605

Active
Listed 92 days ago
Owner-Occupant Eligible
$695,000

About $3,817 a month to live here, after the rent from the other home.

House + ADU4,117 sqft4 beds3 bathsListed Aug 12, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$3,817a month

The second home on the lot rents for $1,498. We hold back $292 of that for repairs and an empty month, and the rest goes toward a $5,023 monthly payment.

Income to qualify: about $127,000 a year

With how much down?

At 20% down ($139,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $91,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$20,850 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

LUXURY HOME with tons of character is located in the desired Elmwood Area and NOT IN THE FLOOD ZONE. This expansive lot sits on just over a half-acre. The manicured yard, towering trees, and brick exterior set the tone for what you will find inside. Within the 4,117 SF of living space, gorgeous bamboo wood flooring, ceiling to floor bookshelves adorn the front living room, and a stunning sunroom with a fireplace is situated in the back of the house, providing a flexible space that can be used in a variety of ways. A meal makers dream lies in this well-equipped kitchen where top of the line appliances, a large island, and ample counter space make preparation, serving, and entertaining simple. The second living room is filled with natural light and has a convenient full bath attached. Bedrooms are well sized and have plenty of storage with the primary being ensuite. In the oversized bedroom, many windows provide filtered sunlight and great views of the well-kept backyard. There is also a large walk-in closet with a built-in vanity and built in shelves. Two of the remaining guest rooms share a jack and jill bathroom where features include a soaking tub and a stand-alone shower. **A FANTASTIC BONUS IS THE GUEST HOUSE WHICH OFFERS INCOME PRODUCING POTENTIAL AS A SHORT-TERM OR LONG-TERM RENTAL** With approximately 240 SF with a nice bedroom area, a FULL bathroom, and a kitchenette. This special property is in an ideal location, has timeless features combined with beautiful, modern updates, and so much more! Come see this one-of-a-kind home and how you can make it YOURS!

House + ADU

Property Type

24,306 sqft

Lot Size

1948

Year Built

Listing Date: 08/12/2026

Listed by: Ursula Ramos

Listing office: Coldwell Banker Apex, REALTORS

Source: NTREIS #21356929

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$695,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$695,000
Your Down Payment$139,000
Financed$556,000
Estimated Monthly Payment$5,023

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($139,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$5,023/month
Principal + Interest
$3,334
Property Taxes
$947
Home Insurance
$742
Rental Income (1 Unit)
$1,498/month

From the listing description.

Rental Expenses
-$292
Cost to live here
$3,817/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21356929 · Listing office: Coldwell Banker Apex, REALTORS

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.