Selected for the Terner Labs Housing Venture Lab

2109 Church Street, Greenville, TX 75401

Active
Listed 98 days ago
Owner-Occupant Eligible
$365,000

About $944 a month to live here, after the rent from the other home.

Duplex2,520 sqft6 beds4 bathsListed Aug 6, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$944a month

The other home rents for $2,167. We hold back $325 of that for repairs and an empty month, and the rest goes toward a $2,786 monthly payment.

Income to qualify: about $58,000 a year

With how much down?

At 20% down ($73,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $50,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$12,775 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

JUST GORGEOUS...BOTH IN PRICING AND IN THE PROPERTY'S APPEARANCE. UNBELIEVABLE OPPORTUNITY!!! OWNERS WANT A CLOSING BY THE END OF THE YEAR! PRICE HAS BEEN REDUCED $45K AND IS WELL BELOW THE ORIGINAL PURCHASE PRICE. Don't miss this exceptional opportunity to own the largest nearly new one-story duplex currently on the market! Each unit features its own private garage—a highly desirable amenity that can help attract quality tenants and support high rental income. Designed with both style and functionality in mind, each unit offers: 3 spacious bedrooms and 2 full bathrooms, a modern, open-concept layout, beautiful kitchen and bathroom countertops. Contemporary flooring throughout the main living areas, large kitchen island with pendant lighting, recessed lighting for a bright, modern feel, water line for the refrigerator, a garage door opener for each unit, 2-inch faux wood blinds on the front windows. Outside, you'll find generously sized, fully sodded backyards with privacy fencing, providing an ideal space for relaxing or entertaining. For added peace of mind, the foundation work has already been completed and includes a transferable 10-year warranty. Whether you're expanding your investment portfolio or looking to live in one unit while renting the other, this property offers the perfect combination of quality, convenience, and income potential. This duplex truly has it all!

Duplex

Property Type

10,411 sqft

Lot Size

2023

Year Built

Listing Date: 08/06/2026

Listed by: Lori Woodworth

Listing office: Hello Texas Realty

Source: NTREIS #21348000

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$365,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$365,000
Your Down Payment$73,000
Financed$292,000
Estimated Monthly Payment$2,786

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($73,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$2,786/month
Principal + Interest
$1,676
Property Taxes
$721
Home Insurance
$389
Rental Income (1 Unit)
$2,167/month

From the listing description.

Rental Expenses
-$325
Cost to live here
$944/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21348000 · Listing office: Hello Texas Realty

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.