Active
4 units1,492 sqft
Cost to live here
$1,009/mo
Income to qualify: about $28,000 a year
At 20% down, 30-year fixed. From 5% down.
$120,000•Quadplex
1109 S 14th Street, Abilene, TX 79602
3844 Carrera Lane, Abilene, TX 79602
Active
Listed 104 days agoOwner-Occupant Eligible
About $1,227 a month to live here, after the rent from the other home.
Duplex2,755 sqft6 beds4 bathsListed Jul 31, 2026
A duplex. Live in one home and rent out the other. How it works
Live here for about
$1,227a month
The other home rents for $2,600. We hold back $390 of that for repairs and an empty month, and the rest goes toward a $3,437 monthly payment.
Income to qualify: about $73,000 a year
With how much down?
At 20% down ($108,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $74,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$18,900 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
Turnkey investment opportunity! This immaculate FULL duplex (3844 & 3842) is the perfect addition to any investment portfolio, offering 2 spacious units in a highly desirable location close to shopping, dining, and everyday conveniences. Each unit features 3 bedrooms, 2 bathrooms, and a 2-car garage, providing the size and amenities todays tenants are looking for. Pride of ownership is evident throughout, making this truly move-in and rent-ready property with minimal maintenance concerns. Whether you're looking to expand your rental portfolio or live in one unit while generating income from the other, this property offers exceptional versatility and long-term value. Opportunities to own a well-maintained duplex in such a prime location are rare-don't miss your chance to invest in a property that is built to perform.
Duplex
Property Type
11,326 sqft
Lot Size
2013
Year Built
Listing Date: 07/31/2026
Listed by: Anna Hughes
Listing office: Sendero Properties, LLC
Source: NTREIS #21346227
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
-15%
$540,000
+15%List Price
FINANCIALS
How much do you want to put down?
Purchase price$540,000
Your Down Payment$108,000
Financed$432,000
Estimated Monthly Payment$3,437
Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($108,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
Estimated Monthly Payment (Before Rental Income)
$3,437/month
Principal + Interest
$2,480Property Taxes
$564Home Insurance
$393Rental Income (1 Unit)
$2,600/month
From nearby rental comps.
Rental Expenses
-$390Cost to live hereCost to live here, after rent
$1,227/month
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 21346227 · Listing office: Sendero Properties, LLC
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
