Selected for the Terner Labs Housing Venture Lab

136 Busey Boulevard, Decatur, TX 76234

Active
Listed 105 days ago
Owner-Occupant Eligible
$690,000

About $3,724 a month to live here, after the rent from the other home.

House + ADU2,482 sqft3 beds2 bathsListed Jul 30, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$3,724a month

The second home on the lot rents for $1,122. We hold back $185 of that for repairs and an empty month, and the rest goes toward a $4,661 monthly payment.

Income to qualify: about $120,000 a year

With how much down?

At 20% down ($138,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $90,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$20,700 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Make highly desirable Seven Wires your new home! Well built custom home on 2.88 acre corner. The MAIN HOUSE, 3 bedroom 2 bath with a flex space for office or dining room, split floor plan, large rooms, island kitchen, abundant builtins throughout and WBFP with insert. GUEST HOUSE-MOTHER IN QUARTERS-POOL HOUSE is a 1 bedroom 1 bath 1120 SF with full kitchen, living, dining and utility room equipped with a stackable washer*dryer. Awesome 30x40 shop has 10' roll up doors and electricity plus lots of storage space. Beautiful gunite diving pool surrounded by wrought iron fencing. Chain link fenced treed back yard, large covered patio, loafing shed, storage bldg & MORE!

House + ADU

Property Type

125,453 sqft

Lot Size

1987

Year Built

Listing Date: 07/30/2026

Listed by: Marilyn Read

Listing office: PREFERRED PROPERTIES

Source: NTREIS #21345424

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$690,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$690,000
Your Down Payment$138,000
Financed$552,000
Estimated Monthly Payment$4,661

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($138,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$4,661/month
Principal + Interest
$3,310
Property Taxes
$878
Home Insurance
$469
HOA$4
Rental Income (1 Unit)
$1,122/month

From the listing description.

Rental Expenses
-$185
Cost to live here
$3,724/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21345424 · Listing office: PREFERRED PROPERTIES

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.