Selected for the Terner Labs Housing Venture Lab

821 County Road 43830, Paris, TX 75462

Active
Listed 119 days ago
Owner-Occupant Eligible
$995,000

About $4,520 a month to live here, after the rent from the other home.

Duplex3,566 sqft5 beds3 bathsListed Jul 16, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$4,520a month

The other home rents for $2,277. We hold back $342 of that for repairs and an empty month, and the rest goes toward a $6,455 monthly payment.

Income to qualify: about $160,000 a year

With how much down?

At 20% down ($199,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $137,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$34,825 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

RARE MULTIGENERATIONAL PROPERTY on 11.43 acres featuring TWO COMPLETE HOMES, 5 BEDROOMS, 3 BATHS, in TOTAL and a LARGE INSULATED WORKSHOP. This unique country estate offers exceptional flexibility for multigenerational living, extended family, guests, rental income, or a private second residence. Built in 2016, the main residence features 2,242 square feet with 4 bedrooms and 2 full baths, including one bedroom upstairs and 3 bedrooms downstairs. Recent porcelain tile flooring runs throughout the downstairs, while the spacious kitchen offers granite counters, large island, oversized walk-in pantry, and recently purchased top-of-the-line LG appliances. The primary suite includes a fully remodeled bathroom completed in July 2026 with a soaking tub and sprayer, separate shower, and dual granite vanities. Enjoy country views from the 14’ x 34’ covered back porch, wired for a hot tub with a propane gas line. The second residence, built in 2022, offers 1,324 square feet with one bedroom and one full bath recently updated with new bedroom addition, fresh paint, kitchen with LG appliances, living room with wood-burning stove, laundry area, full bath, and enclosed sunroom. Additional improvements include approx. 1,000 sqft. insulated workshop with electricity and two overhead doors, room for three vehicles. The property is equipped with two RV hookup locations, three septic systems, Tuff Shed, raised garden beds, chicken coop, and welded-wire ranch fencing with pipe top rail. All existing appliances and select furniture will convey with an acceptable offer. Rarely do properties offer this much versatility, acreage, and functionality so close to town. Schedule your private showing today and request the full list of improvements! Some photos have been virtually staged and boundary lines are approximate, but a survey is available.

Duplex

Property Type

497,891 sqft

Lot Size

2016

Year Built

Listing Date: 07/16/2026

Listed by: Kristina House

Listing office: Landmark Real Estate Group

Source: NTREIS #21330916

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$995,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$995,000
Your Down Payment$199,000
Financed$796,000
Estimated Monthly Payment$6,455

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($199,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$6,455/month
Principal + Interest
$4,570
Property Taxes
$1,376
Home Insurance
$509
Rental Income (1 Unit)
$2,277/month

From the listing description.

Rental Expenses
-$342
Cost to live here
$4,520/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21330916 · Listing office: Landmark Real Estate Group

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.