
At 20% down, 30-year fixed. From 3% down.
About $3,703 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $1,138. We hold back $171 of that for repairs and an empty month, and the rest goes toward a $4,670 monthly payment.
Income to qualify: about $120,000 a year
With how much down?
At 20% down ($139,980) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $91,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$20,997 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Live life exactly the way you want to on this UNRESTRICTED 1.4 ACRE East Texas property just outside Lindale, TX. CUSTOM HOME, MASSIVE SHOP, GUEST COTTAGE, RV HOOKUPS--This property offers it all! Inside the main home, you’ll find 3 bedrooms and 2.5 baths, along with upgrades throughout. The kitchen features rich custom wood cabinetry, double ovens, two dishwashers, a warming drawer, gourmet gas cooktop, island with prep sink, and two pantries—one in the kitchen and a second walk-in pantry inside the bonus room. A breakfast bar and formal dining room offer plenty of dining space.The living room is inviting with its gas fireplace, flanked by built-ins and window seats. Vaulted ceilings enhance the open feel. The 20×22 bonus room is perfect for crafts, a second living area, a man cave, or anything your lifestyle calls for. The primary suite boasts a closet nearly the size of the bedroom, especially designed for the lady of the house. The primary bath includes a walk-in tub plus an additional walk-in closet. Additional upgrades include PEX plumbing, whole house central vac with toe kick sweep outlets, a newer HVAC system, 8K Leaf Filter gutter system, and a 60K OWNED SOLAR PANEL SYSTEM. Outside, the amenities continue: Covered front and back porches; 60×25 insulated shop with 3 overhead doors with multiple 220 outlets and an additional sheetrocked workroom or craft room; sprinkler system with 10K well for irrigation; high grade vinyl fencing; detached storage building and two RV hookups. The property includes a 2 bedroom, 2 bath cottage with newer AC and its own septic system—ideal for rental income, extended family, or a private guest house. You'll be 10 minutes from shopping and medical clinics,ER, 25 minutes to hospitals, 15 minutes to Tyler Pounds Regional Airport, and 90 minutes to DFW airport. East Texas is the land of lakes and trees. This is truly a rare opportunity to have so much in place for the dollar to start the next chapter of your life.
House + ADU
Property Type
61,637 sqft
Lot Size
2007
Year Built
Listing Date: 06/17/2026
Listed by: Mary Simpson
Listing office: Mary Simpson Real Estate
Source: NTREIS #21304288
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($139,980) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
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MLS# 21304288 · Listing office: Mary Simpson Real Estate
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.