Active
2 units3 bd3 ba3,026 sqft
Cost to live here
$3,703/moafter $1,138/mo in rent
Income to qualify: about $120,000 a year, rent counted
At 20% down, 30-year fixed. From 3% down.
$699,900•House + ADU
14226 County Road 434, Lindale, TX 75771
15460 County Road 434, Lindale, TX 75771
Active
Listed 180 days agoOwner-Occupant Eligible
About $2,859 a month to live here, after the rent from the other home.
House + ADU1,668 sqft2 beds3 bathsListed May 16, 2026
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
$2,859a month
The second home on the lot rents for $1,000. We hold back $150 of that for repairs and an empty month, and the rest goes toward a $3,709 monthly payment.
Income to qualify: about $95,000 a year
With how much down?
At 20% down ($113,980) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $74,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$17,097 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
Escape to the extraordinary with this custom steel-frame East Texas retreat on 2.663 picturesque acres! Blending luxury, privacy & versatility, this one-of-a-kind property features a party pool, spring-fed stocked pond, guest quarters, shop & RV accommodations. Tucked behind a circle drive, the 1,688 SF main home offers 2 bedrooms, 3 full baths & an open-concept layout with soaring cathedral ceilings, luxury vinyl plank flooring & a dramatic floor-to-ceiling Austin stone gas fireplace. Oversized windows framed by a tongue & groove accent wall fill the home with natural light & showcase views of the pool, willow-lined pond & wildlife. The kitchen impresses with granite counters, stainless appliances, custom cabinetry, butler's pantry & panoramic backyard views. The split primary suite features a spa-like bath with double vanities & a custom walk-in closet with hidden mirrored jewelry storage. A concealed, vented steel-lined storm shelter or safe room adds peace of mind. Both the main home & guest quarters have been freshly painted within the past year & feature tankless water heaters. An attic-accessible water softener adds convenience. Outdoors, enjoy a screened porch, fire pit, greenhouse & tranquil spring-fed pond stocked with blue catfish. The 1,500 square foot pass-through shop includes 810 square feet of private guest quarters with a full kitchen, bedroom, bath, washer-dryer hookups, screened porch & waterfront deck views. A 2-3 car carport, covered RV parking with water, electric & sewer hookups, plus equipment storage offer outstanding functionality. Surrounded by nature yet minutes from town, approximately 25 minutes to Tyler & 1.5 hours to Dallas, this remarkable property offers space to entertain, welcome guests & enjoy the best of country living!
House + ADU
Property Type
116,000 sqft
Lot Size
2015
Year Built
Listing Date: 05/16/2026
Listed by: Danae Oglesby
Listing office: Stewart & McGee Real Estate
Source: NTREIS #21263674
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
-15%
$569,900
+15%List Price
FINANCIALS
How much do you want to put down?
Purchase price$569,900
Your Down Payment$113,980
Financed$455,920
Estimated Monthly Payment$3,709
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($113,980) and 6.0%, 30-year fixed. Your rate and down payment change this.
Estimated Monthly Payment (Before Rental Income)
$3,709/month
Principal + Interest
$2,733Property Taxes
$738Home Insurance
$238Rental Income (1 Unit)
$1,000/month
From the listing description.
Rental Expenses
-$150Cost to live hereCost to live here, after rent
$2,859/month
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 21263674 · Listing office: Stewart & McGee Real Estate
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.