Selected for the Terner Labs Housing Venture Lab

4920-4922 Villas Drive, Sanger, TX 76266

Active
Listed 156 days ago
Owner-Occupant Eligible
$544,000

About $1,830 a month to live here, after the rent from the other home.

Duplex2,976 sqft6 beds6 bathsListed Jun 9, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$1,830a month

The other home rents for $2,408. We hold back $361 of that for repairs and an empty month, and the rest goes toward a $3,877 monthly payment.

Income to qualify: about $83,000 a year

With how much down?

At 20% down ($108,800) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $75,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$19,040 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Welcome home to this beautifully maintained 2-story duplex townhome in the desirable Villas community of Sanger! Each unit boasts a bright and open floor plan 3 spacious bedrooms, 2.5 baths, and a 2-car attached garage, making it the perfect blend of comfort and convenience. The main floor features an inviting living and dining area with great natural light and durable laminate & tile flooring. The kitchen boasts stainless steel appliances, hard-surface countertops, generous cabinetry, and a breakfast bar ideal for extra seating or prep space. Refrigerator, stackable washer, and dryer are INCLUDED, making move-in a breeze! Upstairs, both bedrooms offer privacy and comfort with en-suite baths. Neutral paint tones throughout ensure the home feels clean, modern, and move-in ready. Step outside to your private fenced backyard with a covered patio—perfect for pets, outdoor dining, or simply relaxing. Front yard mowing and watering included in rent for added convenience! Fantastic location with quick access to I-35, Denton universities, Lake Ray Roberts, Lake Lewisville, shopping, and dining. Zoned to Sanger ISD.

Duplex

Property Type

6,970 sqft

Lot Size

2017

Year Built

Listing Date: 06/09/2026

Listed by: Tracey Clifton

Listing office: All City Real Estate Ltd. Co

Source: NTREIS #21296517

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$544,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$544,000
Your Down Payment$108,800
Financed$435,200
Estimated Monthly Payment$3,877

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($108,800) and 5.6%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$3,877/month
Principal + Interest
$2,498
Property Taxes
$761
Home Insurance
$485
HOA$133
Rental Income (1 Unit)
$2,408/month

From the listing description.

Rental Expenses
-$361
Cost to live here
$1,830/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21296517 · Listing office: All City Real Estate Ltd. Co

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.