About $4,233 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $1,000. We hold back $165 of that for repairs and an empty month, and the rest goes toward a $5,068 monthly payment.
Income to qualify: about $132,000 a year
With how much down?
At 20% down ($149,980) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $98,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$22,497 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Set on 1.21 serene, landscaped acres rich with local wildlife, this exceptional 3,182 sq. ft. estate offers 4 bedrooms and 3 bathrooms. The immaculate 2,617 sq. ft., 3-bedroom, 2-bathroom main residence features zero carpet, showcasing stunning tile and natural Pergo flooring throughout. Enjoy a formal living room, dining area, and a sunroom. The chef’s kitchen features Italian granite countertops, a snack bar, an eat-in area, and an expansive bonus office just off the kitchen, plus a large laundry room with all appliances, washer, and dryer included. Relax by the dual-view fireplace or retreat to the oversized primary suite, complete with a massive sitting area, renovated bathrooms, and three closets, including a large walk-in. Storage and workspace abound with abundant closet space, an oversized 2-car garage with built-in cabinets and a workstation, an attached carport, a 12' x 10' (120 sq. ft.) storage shed, and an 8' x 10' metal shed for lawn equipment. Beyond the main house, a large workshop with a separate entrance, electric, window AC, and extra storage offers endless potential as a home gym or in-law suite. Adding tremendous value is a turnkey, 565 sq. ft., 1-bedroom, 1-bathroom guest house generating $12,000 in annual Airbnb income. Completely plug-and-play, it includes full plumbing, split AC/heat, a combo washer/dryer, a private fenced patio, and an equipped kitchenette—conveying furnished down to the dishes, coffee maker, air fryer oven, toaster oven, and microwave for effortless hosting or immediate revenue. Major updates include a 2021 roof, 2024 HVAC, and a new 2,000-gallon septic tank installed in August 2026 with a 2-year transferable service agreement. Located off Williams Drive with only a voluntary HOA, this gem sits minutes from Lake Georgetown, downtown dining and shopping, and quick commuter access to I-35, Hwy 29, and Austin.
House + ADU
Property Type
52,708 sqft
Lot Size
1987
Year Built
Listing Date: 11/13/2026
Listed by: Chris Watters
Listing office: Watters International Realty
Contact: (737) 313-5275
Source: Unlock MLS #ACT1603196
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($149,980) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
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MLS# ACT1603196 · Listing office: Watters International Realty
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
At 20% down, 30-year fixed. From 5% down.
At 20% down, 30-year fixed. From 3% down.
At 20% down, 30-year fixed. From 5% down.
At 20% down, 30-year fixed. From 3% down.