Selected for the Terner Labs Housing Venture Lab

1009 Flint Ridge Trl, Georgetown, TX 78628

Active
Listed 23 days ago
Owner-Occupant Eligible
$1,225,750

About $7,404 a month to live here, after the rent from the other home.

House + ADU3,201 sqft4 beds5 bathsListed Oct 20, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$7,404a month

The second home on the lot rents for $800. We hold back $120 of that for repairs and an empty month, and the rest goes toward a $8,084 monthly payment.

Income to qualify: about $214,000 a year

With how much down?

At 20% down ($245,150) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $160,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$36,773 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Discover 1009 Flint Ridge Trail, a 2024 single-story luxury home in Cimarron Hills, Georgetown's guard-gated golf and country club community. Set on a 0.33-acre corner lot beneath mature live oaks, this 3,122-square-foot residence offers 4 bedrooms, 4.5 baths, a private office, detached casita and 3-car garage. A gated stone arch opens to a secluded limestone-walled courtyard connecting the main house and guest casita. The casita features a separate entrance, living area, kitchenette, bedroom and full bath, ideal for guests or multigenerational living. Inside, vaulted ceilings, exposed beams, wide-plank white oak floors and a floor-to-ceiling tiled fireplace elevate the spacious family room. The chef-inspired kitchen features an oversized quartz island, gas cooktop, stainless vent hood, built-in ovens, white oak cabinetry, brass hardware and walk-in pantry. A window-lined dining area and sliding glass doors connect indoor living to an expansive covered patio with wood ceiling, fans and TV overlooking the fenced backyard. The primary retreat offers a tray ceiling, freestanding soaking tub, walk-in shower, dual vanity and generous custom closet. Two additional bedrooms, a dedicated office with glass French doors, mudroom and well-appointed laundry room complete the main home. The split 3-car garage includes a separate tall-ceiling bay suitable for a golf cart or storage. Cimarron Hills features a Jack Nicklaus Signature golf course, clubhouse, fitness center, resort-style pool, tennis courts and scenic trails; club membership is separate from HOA membership. Convenient to historic downtown Georgetown, Wolf Ranch shopping and Austin-area destinations. Located in Georgetown ISD; buyers should verify school assignments, community amenities and membership details. Stone and stucco architecture, a tiled roof and carefully planned indoor-outdoor spaces create a refined setting for everyday living and entertaining.

House + ADU

Property Type

14,157 sqft

Lot Size

2024

Year Built

Listing Date: 10/20/2026

Listed by: Matt Kemps

Listing office: Serhant Texas, LLC

Contact: (310) 346-7480

Source: Unlock MLS #ACT5469659

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$1,225,750

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$1,225,750
Your Down Payment$245,150
Financed$980,600
Estimated Monthly Payment$8,084

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($245,150) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$8,084/month
Principal + Interest
$5,879
Property Taxes
$1,612
Home Insurance
$433
HOA$160
Rental Income (1 Unit)
$800/month

From the listing description.

Rental Expenses
-$120
Cost to live here
$7,404/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT5469659 · Listing office: Serhant Texas, LLC

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.