Selected for the Terner Labs Housing Venture Lab

206 Buoy Dr, Georgetown, TX 78633

Active
Listed 35 days ago
Owner-Occupant Eligible
$530,000

About $2,552 a month to live here, after the rent from the other home.

House + ADU2,199 sqft3 beds3 bathsListed Oct 8, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$2,552a month

The second home on the lot rents for $1,209. We hold back $218 of that for repairs and an empty month, and the rest goes toward a $3,543 monthly payment.

Income to qualify: about $88,000 a year

With how much down?

At 20% down ($106,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $69,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$15,900 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

1.74 ACRES + SEPARATE GUEST SUITE + NO HOA + MINUTES FROM LAKE GEORGETOWN! Situated on 1.74 wooded acres, this Georgetown property offers privacy, versatility, and numerous improvements completed between 2021 and 2024. The all-stone main home features 2 bedrooms, a flex room, 2 full baths, an open-concept layout, wood flooring, a kitchen island, generous storage, and a stone wood-burning fireplace. The expanded kitchen offers improved functionality with the washer, dryer, and water heater relocated to a separate space. Major updates include electrical improvements to meet code requirements, HVAC upgrades with a heat pump and new ceiling vent system, R-30 insulation, a Pentair water filtration system, and updated LG appliances. The spacious, light-filled sunroom features surrounding windows, added air conditioning, ceiling fans, and updated window screens, creating a comfortable space to enjoy the wooded surroundings. The separate 1-bedroom, 1-bath guest/in-law suite features a private entrance, kitchen, and living area, with updated flooring, countertops, backsplash, and kitchen sink. Ideal for extended family, guests, or flexible living arrangements. Additional property improvements include a deepened well, updated water tank, reconfigured pump house, septic drainage repairs, and a detached 2-car garage with metal roofing and updated garage door openers. Enjoy mature trees, Hill Country and wooded views, a fenced yard, patio and porch spaces, and NO HOA! Just minutes from Lake Georgetown and convenient to shopping and dining, this property combines acreage, updated systems, and separate living accommodations in a desirable Georgetown location.

House + ADU

Property Type

75,794 sqft

Lot Size

1983

Year Built

Listing Date: 10/08/2026

Listed by: Philip Acierto

Listing office: eXp Realty, LLC

Contact: (512) 909-2143

Source: Unlock MLS #ACT1238684

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$530,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$530,000
Your Down Payment$106,000
Financed$424,000
Estimated Monthly Payment$3,543

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($106,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$3,543/month
Principal + Interest
$2,542
Property Taxes
$638
Home Insurance
$363
Rental Income (1 Unit)
$1,209/month

From the listing description.

Rental Expenses
-$218
Cost to live here
$2,552/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT1238684 · Listing office: eXp Realty, LLC

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.