Active
2 units6 bd8 ba9,162 sqft
Cost to live here
$8,489/moafter $1,138/mo in rent
Income to qualify: about $252,000 a year, rent counted
At 20% down, 30-year fixed. From 3% down.
$1,250,000•House + ADU
723 Saint James St, Gonzales, TX 78629
915 Saint Lawrence St, Gonzales, TX 78629
Active
Listed 42 days agoOwner-Occupant Eligible
About $3,482 a month to live here, after the rent from the other home.
Duplex3,841 sqft3 beds3 bathsListed Oct 1, 2026
A duplex. Live in one home and rent out the other. How it works
Live here for about
$3,482a month
The other home rents for $1,250. We hold back $244 of that for repairs and an empty month, and the rest goes toward a $4,488 monthly payment.
Income to qualify: about $114,000 a year
With how much down?
At 20% down ($139,800) and 5.6%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $96,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$24,465 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
Step into a piece of Gonzales history with this 1920s home on St. Lawrence Street, one of the city’s two Historic Home Row streets. Set on just over an acre, this 3,800+ sq ft home welcomes you with an inviting front porch, high ceilings, wood floors and four fireplaces. The main level offers two bedrooms, two bathrooms, an office and a spacious family/bonus room. Upstairs is a complete second living space with its own bedroom, bathroom, kitchen, dining and living areas—ideal for guests, extended family or multigenerational living. Outside, a large covered patio overlooks the swimming pool, creating a wonderful setting for entertaining. A two-car garage with workshop space and additional carport complete the property. A rare opportunity to own a historic home with acreage in Gonzales, Texas, just minutes from downtown.
Duplex
Property Type
44,183 sqft
Lot Size
1920
Year Built
Listing Date: 10/01/2026
Listed by: DeLanna Allen
Listing office: RE/MAX First Shot
Contact: (830) 857-0222
Source: Unlock MLS #ACT2703795
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
-15%
$699,000
+15%List Price
FINANCIALS
How much do you want to put down?
Purchase price$699,000
Your Down Payment$139,800
Financed$559,200
Estimated Monthly Payment$4,488
Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($139,800) and 5.6%, 30-year fixed. Your rate and down payment change this.
Estimated Monthly Payment (Before Rental Income)
$4,488/month
Principal + Interest
$3,210Property Taxes
$586Home Insurance
$692Rental Income (1 Unit)
$1,250/month
From market rates for this unit's size.
Rental Expenses
-$244Cost to live hereCost to live here, after rent
$3,482/month
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# ACT2703795 · Listing office: RE/MAX First Shot
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.