Selected for the Terner Labs Housing Venture Lab

1595 Katy St, New Braunfels, TX 78130

Active
Listed 42 days ago
Owner-Occupant Eligible
$299,000

About $1,330 a month to live here, after the rent from the other home.

House + ADU1,156 sqft3 beds2 bathsListed Oct 1, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$1,330a month

The second home on the lot rents for $800. We hold back $156 of that for repairs and an empty month, and the rest goes toward a $1,974 monthly payment.

Income to qualify: about $48,000 a year

With how much down?

At 20% down ($59,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $39,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$8,970 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

This one is special...not your average area home! Completely remodeled to the studs with all-new electrical, plumbing(both inside and to the street), HVAC, water heaters, appliances, cabinetry, countertops, lighting and more. And the WINDOWS and DOORS! High-end finishes and thoughtful details throughout. The immaculate main house offers 2 bedrooms and 1 bath, PLUS a separate 1-bedroom, 1-bath ADU...perfect for guests, extended family, a home office or additional income potential. Situated on a tree-lined corner lot with exceptional privacy, the property is fully fenced with two vehicle gates, a pedestrian gate and convenient side access to the back unit. And the location...just 1 mile from the booming downtown district of one of Central Texas' hottest small towns. Beautifully renovated. Flexible living. Incredible location. This one's a gem!

House + ADU

Property Type

7,802 sqft

Lot Size

1933

Year Built

Listing Date: 10/01/2026

Listed by: Chad Proctor

Listing office: Compass RE Texas, LLC

Contact: (512) 870-7292

Source: Unlock MLS #ACT2774186

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$299,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$299,000
Your Down Payment$59,800
Financed$239,200
Estimated Monthly Payment$1,974

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($59,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$1,974/month
Principal + Interest
$1,434
Property Taxes
$332
Home Insurance
$208
Rental Income (1 Unit)
$800/month

From the listing description.

Rental Expenses
-$156
Cost to live here
$1,330/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT2774186 · Listing office: Compass RE Texas, LLC

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.