Selected for the Terner Labs Housing Venture Lab

125 McDowell Rd, Del Valle, TX 78617

Active
Listed 48 days ago
Owner-Occupant Eligible
$229,000

About $596 a month to live here, after the rent from the other home.

House + ADU301 sqft1 bathsListed Sep 25, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$596a month

The second home on the lot rents for $885. We hold back $133 of that for repairs and an empty month, and the rest goes toward a $1,348 monthly payment.

Income to qualify: about $30,000 a year

With how much down?

At 20% down ($45,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $30,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$6,870 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

This is a unique property that has 2 tiny homes on it. Start your own tiny home community and Airbnb close to The Circuit of Americas. Also, build a single family home to go along with your 2 tiny homes where family members can live. This is a handy man special. Save money and do the work yourself. The 301 square footage one is livable with a washer/dryer connection. The 500 square feet needs finished out but is perfect for someone who can do the work themselves. This is on a beautiful lot set back off of the road which gives you added privacy. You have enough space to build a main home as well. Owner will consider owner financing with 25% down.

House + ADU

Property Type

26,005 sqft

Lot Size

2017

Year Built

Listing Date: 09/25/2026

Listed by: Chris Marmolejo

Listing office: Texas Premier Realty

Contact: (512) 529-4795

Source: Unlock MLS #ACT7447452

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$229,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$229,000
Your Down Payment$45,800
Financed$183,200
Estimated Monthly Payment$1,348

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($45,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$1,348/month
Principal + Interest
$1,098
Property Taxes
$207
Home Insurance
$43
Rental Income (1 Unit)
$885/month

From the listing description.

Rental Expenses
-$133
Cost to live here
$596/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT7447452 · Listing office: Texas Premier Realty

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.