730 County Road 430, San Saba, TX 76877
About $256 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $1,000. We hold back $150 of that for repairs and an empty month, and the rest goes toward a $1,106 monthly payment.
Income to qualify: about $22,000 a year
With how much down?
At 20% down ($35,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $23,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$5,250 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
INVESTOR PARADISE! NO DEED RESTRICTIONS! Two separate Derksen modular homes on 2.06 acres surrounded by beautiful, mature pecan trees! This unique property offers an excellent opportunity for investors, Airbnb/short-term rentals, guest accommodations, or multi-generational living. The 32x16 right-side home, only 2 years old, features 1 bedroom, 1 bath with shower, kitchen, living area, microwave. The 32x12 left-side home, also 2 years old, offers 1 bedroom, 1 bath with tub/shower, kitchen, living area. Refrigerator, oven, and washer/dryer will convey. Each home has its own small electric water heater, window A/C units. Both use electric heaters for heat. Both homes share electric service and a septic system. Water is provided by Corix Water, electric by Hamilton Electric, internet by CTTC, and trash service by Fox Disposal. LOCATION, LOCATION, LOCATION! Nestled in the scenic Bend area of San Saba County, this property is approximately 2–3 miles from the popular Bend General Store, 7–10 miles from the Colorado Bend State Park entrance, 17–20 miles from San Saba, and 24–28 miles from Lampasas. Enjoy nearby Colorado River recreation, fishing, kayaking, swimming, camping, hiking, and exploring the breathtaking Gorman Falls! Additional nearby attractions include Fiesta Winery, Barefoot Fishing Camp & RV Park, and Sulphur Springs Camp. Whether you're seeking an income-producing investment, weekend getaway, or multi-generational retreat, this property offers acreage, privacy, two separate living spaces, and convenient access to some of Central Texas' most popular outdoor destinations. Bring your vision and make this unique property your next investment!
House + ADU
Property Type
89,734 sqft
Lot Size
2024
Year Built
Listing Date: 09/25/2026
Listed by: Lacy Davidson
Listing office: Bear Real Estate Services
Contact: (254) 315-8893
Source: Unlock MLS #ACT2484474
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
List Price
FINANCIALS
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($35,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# ACT2484474 · Listing office: Bear Real Estate Services
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.