Active
2 units4 bd4 ba3,038 sqft
Cost to live here
$2,254/moafter $1,000/mo in rent
Income to qualify: about $78,000 a year, rent counted
At 20% down, 30-year fixed. From 3% down.
$447,000•House + ADU
104 Helens Rd, Marble Falls, TX 78654
530 County Road 123A, Marble Falls, TX 78654
Active
Listed 50 days agoOwner-Occupant Eligible
About $3,229 a month to live here, after the rent from the other home.
House + ADU1,852 sqft3 beds3 bathsListed Sep 23, 2026
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
$3,229a month
The second home on the lot rents for $1,000. We hold back $165 of that for repairs and an empty month, and the rest goes toward a $4,064 monthly payment.
Income to qualify: about $104,000 a year
With how much down?
At 20% down ($127,400) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $83,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$19,110 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
This country retreat is unrestricted and has no HOA, offering incredible flexibility and income-producing potential on approximately 2.81 acres in peaceful Northwest Oaks, just minutes from downtown Marble Falls. The main residence offers three bedrooms, a office or mudroom, 2.5 baths and spacious single-level living beneath a canopy of beautiful Texas oaks. A separate guest house features its own bedroom, full bath, kitchen, living area and laundry—an amazing opportunity for extended stays, multigenerational living or potential rental income. A large metal shop, covered parking and generous outdoor space add even more value and versatility. The sellers are offering buyer concessions with an acceptable offer. Call the listing agent for details.
House + ADU
Property Type
122,404 sqft
Lot Size
1986
Year Built
Listing Date: 09/23/2026
Listed by: Tenisha Graham
Listing office: Berkshire Hathaway TX Realty
Contact: (512) 755-0103
Source: Unlock MLS #ACT5981438
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
-15%
$637,000
+15%List Price
FINANCIALS
How much do you want to put down?
Purchase price$637,000
Your Down Payment$127,400
Financed$509,600
Estimated Monthly Payment$4,064
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($127,400) and 6.0%, 30-year fixed. Your rate and down payment change this.
Estimated Monthly Payment (Before Rental Income)
$4,064/month
Principal + Interest
$3,055Property Taxes
$703Home Insurance
$306Rental Income (1 Unit)
$1,000/month
From the listing description.
Rental Expenses
-$165Cost to live hereCost to live here, after rent
$3,229/month
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# ACT5981438 · Listing office: Berkshire Hathaway TX Realty
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
