Selected for the Terner Labs Housing Venture Lab

2410 FM 1680, Moulton, TX 77975

Active
Listed 59 days ago
Owner-Occupant Eligible
$1,296,000

About $7,854 a month to live here, after the rent from the other home.

House + ADU4,500 sqft5 beds4 bathsListed Sep 14, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$7,854a month

The second home on the lot rents for $1,138. We hold back $205 of that for repairs and an empty month, and the rest goes toward a $8,787 monthly payment.

Income to qualify: about $235,000 a year

With how much down?

At 20% down ($259,200) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $169,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$38,880 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

A rare blend of Texas history, refined living, and open space, this property offers an exceptional multi generational home set among mature oaks and pecan trees. The approximately 4,500 square foot main residence set on approximately 6.7 acres showcases the character of the original home dating to around 1900, thoughtfully expanded and renovated over the past decade. Inside, the home pairs warm natural woodwork and tile floors with an inviting open layout, barrel ceiling, stone fireplace, and a kitchen featuring granite countertops, island workspace, double ovens, a 5-burner gas range, and walk-in pantry. Two spacious primary suites provide an ideal arrangement for multi generational living, while additional bedrooms offer flexibility for family and guests. A separate 1 bedroom, 1 bath guest house provides a private retreat with its own living spaces and kitchen, which adds flexibility for different living arrangements or the ability to earn rental income. The property also features a 26' x 60' pole barn and 15' x 21' pump house/storage shed offering room for equipment, hobbies, and storage. Two water wells add valuable utility. Mature trees and the peaceful setting give the property a private feel. Whether envisioned as a multi generational homestead, family compound, or private country retreat, this property offers an extraordinary combination of character, comfort, and functionality. The historic roots of the original home are complemented by thoughtful modern updates and amenities, creating a property that feels both timeless and exceptionally livable. Conveniently positioned approximately 90 minutes from San Antonio and Austin and about two hours from Houston, this property offers the space and tranquility of country living without putting major Texas cities out of reach. The full 57+/- acre tract can be available to those looking for larger acreage.

House + ADU

Property Type

291,852 sqft

Lot Size

1980

Year Built

Listing Date: 09/14/2026

Listed by: Stephen Mauzy

Listing office: Midwest Land Group LLC

Contact: (832) 576-9706

Source: Unlock MLS #ACT8760962

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$1,296,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$1,296,000
Your Down Payment$259,200
Financed$1,036,800
Estimated Monthly Payment$8,787

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($259,200) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$8,787/month
Principal + Interest
$6,216
Property Taxes
$1,827
Home Insurance
$744
Rental Income (1 Unit)
$1,138/month

From the listing description.

Rental Expenses
-$205
Cost to live here
$7,854/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT8760962 · Listing office: Midwest Land Group LLC

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.