About $4,594 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $901. We hold back $149 of that for repairs and an empty month, and the rest goes toward a $5,346 monthly payment.
Income to qualify: about $141,000 a year
With how much down?
At 20% down ($159,980) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $104,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$23,997 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Embrace true Hill Country living on 2.97 acres of pristine, wooded sanctuary directly backing to the San Gabriel River, complete with private stairs leading directly down to the water and a dedicated riverfront deck. This rare waterfront home offers exceptional privacy with a gated entry, no HOA, and light deed restrictions, all protected by a durable new metal roof overhead. A private circle drive welcomes you to the main house, featuring a classic log cabin exterior and an inviting covered front porch. Inside, the thoroughly upgraded interior boasts an open floor plan bathed in natural light from massive windows, highlighted by striking vaulted knotty pine beam ceilings in the dining, kitchen and main level bedrooms. The modernized kitchen is designed for gathering, featuring a stunning waterfall countertop and a center island breakfast bar that opens seamlessly to a spacious sunroom with a dedicated laundry area at the far end. The main level includes two comfortable bedrooms sharing a full bath, plus a convenient half bath for guests. Upstairs, a versatile sitting area opens to a private balcony and leads to two additional bedrooms and a full bath with dual vanities and an extended walk-in shower. A bonus upper-level loft, reached via the second floor, offers dramatic, elevated views of the surrounding natural landscape. Adding incredible value is a separate, fully equipped 750-square-foot one-bedroom studio log cabin complete with a full bath, knotty pine vaulted ceilings, full kitchen, and a stone accent wall with an eating counter—perfect for guests, multi-generational living, or an income-producing rental. Complete with extensive infrastructure updates, including 3 HVAC units across the property, a new water heater, refreshed plumbing, stylish new flooring, fresh interior paint, and modernized bathrooms, this turn-key property is ready for you to sit back and enjoy the ultimate in serene waterfront living.
House + ADU
Property Type
129,373 sqft
Lot Size
1990
Year Built
Listing Date: 09/16/2026
Listed by: Chris Watters
Listing office: Watters International Realty
Contact: (737) 313-5275
Source: Unlock MLS #ACT1739245
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($159,980) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
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MLS# ACT1739245 · Listing office: Watters International Realty
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
At 20% down, 30-year fixed. From 3.5% down.
At 20% down, 30-year fixed. From 3% down.