About $4,643 a month to live here, after the rent from the other home.
A duplex. Live in one home and rent out the other. How it works
Live here for about
The other home rents for $629. We hold back $113 of that for repairs and an empty month, and the rest goes toward a $5,159 monthly payment.
Income to qualify: about $138,000 a year
With how much down?
At 20% down ($162,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $112,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$28,350 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
A unique Round Rock property offering space, flexibility, and incredible potential on nearly an acre. The main residence features 4 bedrooms and 3 full baths with comfortable living spaces designed for everyday living and entertaining. Step outside and enjoy the expansive property complete with an above-ground pool and plenty of room to relax, play, garden, or create your own outdoor retreat. One of the standout features is the separate approximately 600-square-foot garage apartment with its own fenced yard, providing exceptional flexibility. It could be ideal for extended family, adult children, aging parents, guests, a home office, or potential rental income. Both the main residence and garage apartment are currently being utilized as mid-term rentals, making this an interesting opportunity for an investor as well as an owner-occupant. Live in the main house while generating income from the apartment, create a multi-generational living arrangement, or take advantage of the property's existing rental setup. With nearly an acre, multiple living spaces, a pool, and a convenient Round Rock location, 4613 Joseph Street offers possibilities that are increasingly hard to find. Appointments Necessary!! Owner Agent
Duplex
Property Type
37,026 sqft
Lot Size
1975
Year Built
Listing Date: 09/02/2026
Listed by: Heather Smith
Listing office: Jorgenson Real Estate
Contact: (512) 636-3994
Source: Unlock MLS #ACT2212031
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($162,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
From the listing description.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# ACT2212031 · Listing office: Jorgenson Real Estate
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
At 20% down, 30-year fixed. From 3.5% down.
At 20% down, 30-year fixed. From 3% down.
At 20% down, 30-year fixed. From 3.5% down.
At 20% down, 30-year fixed. From 3.5% down.