Selected for the Terner Labs Housing Venture Lab

2102 S Church St, Georgetown, TX 78626

Active
Listed 64 days ago
Owner-Occupant Eligible
$850,000

About $4,366 a month to live here, after the rent from the other home.

House + ADU3,167 sqft6 beds4 bathsListed Sep 9, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$4,366a month

The second home on the lot rents for $1,700. We hold back $332 of that for repairs and an empty month, and the rest goes toward a $5,734 monthly payment.

Income to qualify: about $145,000 a year

With how much down?

At 20% down ($170,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $111,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$25,500 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Experience the character of Old Town Georgetown in this thoughtfully reconstructed Craftsman, ideally situated on a 0.263-acre corner lot at S Church and E 19th, just one mile from the historic Square. Blending the charm of Georgetown’s architectural heritage with the appeal of essentially new construction, the 2026 reconstruction preserves the home’s historic character and front facade while introducing modern design and amenities throughout. Cedar beams salvaged from the original 80-year-old structure have been repurposed throughout, adding warmth and a meaningful connection to the property’s past. The single-story main residence offers 4 bedrooms, 3 baths, and soaring vaulted ceilings. The kitchen combines style and function with a double-waterfall quartz island, custom maple cabinetry with soft-close hardware, a fireclay farmhouse sink, and a complete KitchenAid appliance package. The primary suite features a walk-in closet and an oversized double shower accented by designer lighting. Adding exceptional versatility, the attached 2-bedroom, 1-bath guest house features its own kitchen, living area, and private entrance, connected to the main residence by a covered breezeway. Ideal for multigenerational living, extended guests, or potential rental income, the separate living quarters offer possibilities rarely found in Old Town. Updated Hardie siding and limestone accents complement practical amenities, including an EV charger, RV hookup, covered carport, and dual driveways. Enjoy convenient access to San Gabriel Park, Southwestern University, Georgetown’s award-winning public library, and the shops, dining, and historic charm of the Square. A distinctive opportunity to enjoy Georgetown’s heritage with the benefits of a comprehensively reimagined home.

House + ADU

Property Type

11,456 sqft

Lot Size

1945

Year Built

Listing Date: 09/09/2026

Listed by: Luisa Mauro

Listing office: Luisa Mauro Real Estate

Contact: (512) 633-8220

Source: Unlock MLS #ACT9120141

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$850,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$850,000
Your Down Payment$170,000
Financed$680,000
Estimated Monthly Payment$5,734

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($170,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$5,734/month
Principal + Interest
$4,077
Property Taxes
$1,086
Home Insurance
$571
Rental Income (1 Unit)
$1,700/month

From nearby rental comps.

Rental Expenses
-$332
Cost to live here
$4,366/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT9120141 · Listing office: Luisa Mauro Real Estate

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.