Selected for the Terner Labs Housing Venture Lab

145 Lea Ln, Wimberley, TX 78676

Active
Listed 86 days ago
Owner-Occupant Eligible
$309,000

About $1,212 a month to live here, after the rent from the other home.

House + ADU1,056 sqft2 beds1 bathsListed Aug 18, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$1,212a month

The second home on the lot rents for $944. We hold back $142 of that for repairs and an empty month, and the rest goes toward a $2,014 monthly payment.

Income to qualify: about $48,000 a year

With how much down?

At 20% down ($61,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $40,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$9,270 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Established in 2008, this 1,056-square-foot home on a 1.5-acre lot presents a serene retreat within the rolling Wimberley hills. The residence features a spacious layout with two bedrooms and one full bath, offering a tranquil lifestyle in close proximity to local destinations. An inviting interior composition is anchored by an open living space and a flexible layout, which serves professionally as a guest loft, home office, or studio. The single-level cabin design accommodates both daily living and quiet relaxation with ease. The exterior grounds offer a peaceful setting characterized by mature trees and gentle topography on a private lot with no HOA. The generous acreage provides ample space to accommodate future additions such as an ADU, workshop, garden, or pool. Lot currently hads"pad sites" equipped with grills, water, and power for RV parking to generate income. Truly a gem of a property, make your appointment today.

House + ADU

Property Type

65,427 sqft

Lot Size

2008

Year Built

Listing Date: 08/18/2026

Listed by: Patrick Lalezari

Listing office: 9 Points Realty

Contact: (512) 520-6248

Source: Unlock MLS #ACT3117909

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$309,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$309,000
Your Down Payment$61,800
Financed$247,200
Estimated Monthly Payment$2,014

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($61,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$2,014/month
Principal + Interest
$1,482
Property Taxes
$373
Home Insurance
$159
Rental Income (1 Unit)
$944/month

From the listing description.

Rental Expenses
-$142
Cost to live here
$1,212/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT3117909 · Listing office: 9 Points Realty

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.