
At 20% down, 30-year fixed. From 3% down.
About $3,851 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $807. We hold back $133 of that for repairs and an empty month, and the rest goes toward a $4,525 monthly payment.
Income to qualify: about $119,000 a year
With how much down?
At 20% down ($134,980) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $88,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$20,247 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Set on 8.44 private acres in Cedar Creek, this wooded homestead is built for buyers who want land that works as hard as they do, with room to garden, keep bees and chickens, and enjoy true country privacy. An agricultural use-value exemption is in place for the working apiary, which helps keep property taxes lower. Mature trees, established gardens, and a seasonal pond attract songbirds and wildlife nearly year-round. Inside, the 2037sqft (approx) 3BR/2.5BA main home has new hardwood flooring, fresh paint, and a refinished bathtub and shower, so you get updated interiors with rustic, tucked-into-the-woods charm. The open floor plan flows out to decks, and large windows bring the outdoors in. The kitchen and dining areas look out on an established native garden bed framed by mature oaks. A separate 543sqft (approx) garage apartment has its own bedroom, bath, and newer appliances, so it works well as a guest suite, home office, or rental. Recent improvements include a replaced septic tank, new well pump, water softener, and water heater, plus new siding and paint on the garage and ADU exterior. You’re just 10 minutes from downtown Bastrop and about 30 minutes from Austin-Bergstrom International Airport, close to dining, shopping, and travel.
House + ADU
Property Type
367,646 sqft
Lot Size
2003
Year Built
Listing Date: 08/09/2026
Listed by: Tiffany Russell
Listing office: Tiffany Russell Group
Contact: (512) 554-2620
Source: Unlock MLS #ACT5318488
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($134,980) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
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MLS# ACT5318488 · Listing office: Tiffany Russell Group
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

At 20% down, 30-year fixed. From 3% down.

At 20% down, 30-year fixed. From 3% down.

At 20% down, 30-year fixed. From 3% down.

At 20% down, 30-year fixed. From 3% down.