Selected for the Terner Labs Housing Venture Lab

1310 McKinley Ave, Mason, TX 76856

Active
Listed 108 days ago
Owner-Occupant Eligible
$599,000

About $2,929 a month to live here, after the rent from the other home.

House + ADU2,103 sqft4 beds2 bathsListed Jul 27, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$2,929a month

The second home on the lot rents for $1,138. We hold back $188 of that for repairs and an empty month, and the rest goes toward a $3,879 monthly payment.

Income to qualify: about $98,000 a year

With how much down?

At 20% down ($119,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $78,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$17,970 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Set on 2.25 beautifully manicured acres in one of Mason’s most welcoming neighborhoods, this recently remodeled brick home offers the perfect blend of country tranquility and in-town convenience. Tucked well back from the road behind a circular drive, the property feels private and peaceful while remaining just minutes from Mason’s historic town square, local dining, shops, schools, and the community’s celebrated tennis and football tradition. Inside, warm and inviting living spaces are complemented by a wood-burning fireplace that creates a cozy gathering place for family and friends. Step outside to the spacious back porch and fun outdoor bar, where evenings are made for entertaining, unwinding, and watching deer and axis wander along the seasonal creek as the sun sets. Additional improvements include generous storage and a versatile detached man cave or guest house with bath and kitchenette, ideal for visitors, a home office, hobby space, or private retreat. With room to breathe, thoughtful updates, and easy access to everything that makes Mason special, this property offers a relaxed Hill Country lifestyle without sacrificing the convenience of living in town.

House + ADU

Property Type

98,010 sqft

Lot Size

2001

Year Built

Listing Date: 07/27/2026

Listed by: Michele Smith

Listing office: Reata Ranch Realty, LLC

Contact: (325) 347-4702

Source: Unlock MLS #ACT8831028

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$599,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$599,000
Your Down Payment$119,800
Financed$479,200
Estimated Monthly Payment$3,879

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($119,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$3,879/month
Principal + Interest
$2,873
Property Taxes
$690
Home Insurance
$316
Rental Income (1 Unit)
$1,138/month

From the listing description.

Rental Expenses
-$188
Cost to live here
$2,929/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT8831028 · Listing office: Reata Ranch Realty, LLC

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.