Selected for the Terner Labs Housing Venture Lab

105 Bonnie Rose, Georgetown, TX 78633

Active
Listed 111 days ago
Owner-Occupant Eligible
$1,000,000

About $5,878 a month to live here, after the rent from the other home.

House + ADU4,222 sqft6 beds3 bathsListed Jul 24, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$5,878a month

The second home on the lot rents for $1,034. We hold back $171 of that for repairs and an empty month, and the rest goes toward a $6,741 monthly payment.

Income to qualify: about $178,000 a year

With how much down?

At 20% down ($200,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $131,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$30,000 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Rare 1 story with 2 FULL kitchens on ~1 acre (.99 acres) w/ pool, spa, 3 car garage in Fountainwood Estates! This 6 bedroom home offers a true dual living floor plan w/ 2 separate living areas & 2 private entrances under one roof on one of a kind lot mostly shaded with Century Oaks. Layout provides options for multigenerational living, extended guests, live-in assistance or a private work area. The main kitchen features stainless steel appliances, a center island w/ propane cooktop, bar seating w/ brick accents & an open connection to the spacious living area w/ brick fireplace & built-ins. All open to the formal dining & breakfast areas. The 2nd full kitchen includes stainless steel appliances, propane cooking & bar seating. The adjoining 2nd family room features vaulted ceilings, a projector & 120-inch screen. See the floor plan! The large primary retreat offers tray ceilings, a bay-window sitting area, separate jetted tub & shower, extensive counter space. Additional features include wood & travertine flooring, a spacious laundry room w/ sink & cabinetry, a hidden room, tankless water heating & oversized 3 car garage. The .99-acre corner lot is heavily shaded by mature oak trees & offers multiple outdoor living areas. Backyard includes a pool, spa, covered patio, 2 private-access patios, greenhouse, garden and raised beds, spiral garden, treehouse, fire pit & shed. Close to Lake Georgetown, Jim Hogg Park, Overlook Park, boating, fishing, camping & trails. Shopping, groceries & dining are along Williams Drive, including H-E-B, plus Parmer Ranch Marketplace, Wolf Ranch Town Center & Georgetown's historic downtown square. Convenient access to I-35, Williams Drive/FM 2338 & Ronald Reagan Blvd. Near St. David's Georgetown Hospital, Southwestern University, healthcare, manufacturing & technology employers, w/ regional access to Austin employment centers. All information is deemed reliable. Buyer to verify all information.

House + ADU

Property Type

43,560 sqft

Lot Size

1997

Year Built

Listing Date: 07/24/2026

Listed by: Robert Fischer

Listing office: Keller Williams Realty Lone Star

Contact: (512) 994-0247

Source: Unlock MLS #ACT3095813

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$1,000,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$1,000,000
Your Down Payment$200,000
Financed$800,000
Estimated Monthly Payment$6,741

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($200,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$6,741/month
Principal + Interest
$4,796
Property Taxes
$1,296
Home Insurance
$634
HOA$15
Rental Income (1 Unit)
$1,034/month

From the listing description.

Rental Expenses
-$171
Cost to live here
$5,878/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT3095813 · Listing office: Keller Williams Realty Lone Star

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.