Selected for the Terner Labs Housing Venture Lab

185 Valley Sierra Ln, Driftwood, TX 78619

Active
Listed 94 days ago
Owner-Occupant Eligible
$925,000

About $4,544 a month to live here, after the rent from the other home.

Duplex2,031 sqft4 beds2 bathsListed Aug 10, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$4,544a month

The other home rents for $1,603. We hold back $240 of that for repairs and an empty month, and the rest goes toward a $5,907 monthly payment.

Income to qualify: about $150,000 a year

With how much down?

At 20% down ($185,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $127,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$32,375 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Discover the quintessential Hill Country lifestyle on this exceptional 3.4-acre Driftwood property, where wide-open spaces, dark night skies, and peaceful mornings create an ideal rural retreat just 25 minutes from Austin. Perfectly positioned between Dripping Springs, Wimberley, Kyle, and South Austin, this acreage offers seamless access to local farm-to-table dining, craft distilleries, and scenic recreation. Built in 2023, the main home features a light-filled open floor plan with high ceilings, durable concrete and carpet flooring, and expansive windows framing serene tree and Hill Country views. The chef's kitchen is appointed for entertaining with stainless steel appliances, granite countertops, a large center island, and a spacious apron sink. The layout offers three bedrooms and two full baths, and a private primary suite with double vanities, a soaking tub, separate shower, and dual walk-in closets. Designed for ultimate versatility, the property includes a fully converted 900-square-foot guest house/workshop with a private bedroom, living area, full kitchen, and full bath—ideal for multigenerational living, farm-stay guests, or a home business. Outdoors, the fully fenced acreage is shaded by mature oak trees and tailored for hobby farming and equestrian pursuits. Complete farm-ready infrastructure is in place, featuring an established chicken coop with automatic feeders and waterers, a secure dog run, a storage shed, an impressive stone wall, and a custom playscape. With ample room for livestock, a horse barn, a riding arena, or extensive organic gardens, the land provides endless possibilities. Practical amenities include dual independent septic systems (an aerobic system for the main home and gravity-fed for the guest house), reliable well water, and a private cul-de-sac setting. This is a rare opportunity to embrace self-sufficient, farm-friendly acreage living without sacrificing modern convenience.

Duplex

Property Type

148,104 sqft

Lot Size

2023

Year Built

Listing Date: 08/10/2026

Listed by: Mauricio MacGregor

Listing office: Compass RE Texas, LLC

Contact: (512) 956-6396

Source: Unlock MLS #ACT7642839

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$925,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$925,000
Your Down Payment$185,000
Financed$740,000
Estimated Monthly Payment$5,907

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($185,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$5,907/month
Principal + Interest
$4,248
Property Taxes
$1,384
Home Insurance
$275
Rental Income (1 Unit)
$1,603/month

From the listing description.

Rental Expenses
-$240
Cost to live here
$4,544/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT7642839 · Listing office: Compass RE Texas, LLC

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.