Active
2 units3 bd2 ba2,377 sqft
Cost to live here
$3,267/moafter $800/mo in rent
Income to qualify: about $102,000 a year, rent counted
At 20% down, 30-year fixed. From 3% down.
$579,000•House + ADU
206 N Fm 1660, Hutto, TX 78634
1421 Fm 1660, Hutto, TX 78634
Active
Listed 122 days agoOwner-Occupant Eligible
About $4,826 a month to live here, after the rent from the other home.
House + ADU2,413 sqft5 beds2 bathsListed Jul 13, 2026
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
$4,826a month
The second home on the lot rents for $898. We hold back $162 of that for repairs and an empty month, and the rest goes toward a $5,562 monthly payment.
Income to qualify: about $147,000 a year
With how much down?
At 20% down ($170,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $111,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$25,500 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
4+ UNRESTRICTED ACRES | TWO HOMES | BARN & RV HOOKUPS | HUTTO, TX Discover endless possibilities at 1421 FM 1660 in Hutto! Situated on 4+ unrestricted acres just outside city limits, this versatile property features two residences, a barn, covered RV parking with full hookups, and excellent potential for residential, agricultural, or commercial use. PROPERTY HIGHLIGHTS: 4+ Unrestricted Acres outside Hutto city limits TWO Separate Residences offering flexible living arrangements NO HOA | NO KNOWN DEED RESTRICTIONS Mature Live Oak Trees providing shade and country charm FM 1660 Frontage with convenient access to surrounding communities FOR SALE OR COMMERCIAL LEASE MAIN RESIDENCE FEATURES: Charming Texas farmhouse with whitewashed stone and cedar siding Covered front porch shaded by mature trees Updated, open-concept kitchen Granite countertops and stainless steel appliances White shaker cabinetry and custom live-edge wood island Abundant natural light and modern fixtures LAND & ADDITIONAL IMPROVEMENTS: Second Residence with guest, rental, or multigenerational potential Barn for equipment, storage, or agricultural use Covered RV Pad with Full Hookups Open Acreage with room for animals and outdoor activities Potential for residential, agricultural, or commercial uses Flexible layout for investors, business owners, or acreage buyers LOCATION HIGHLIGHTS: Just outside Hutto city limits Convenient access to Hutto, Round Rock & Austin Located along the growing FM 1660 corridor AVAILABLE FOR SALE OR COMMERCIAL LEASE! Schedule your private showing and explore the possibilities! Buyer and buyer's representative to independently verify acreage, restrictions, utilities, zoning, permitted uses, development feasibility, and all property information.
House + ADU
Property Type
193,842 sqft
Lot Size
1978
Year Built
Listing Date: 07/13/2026
Listed by: Paige Morris
Listing office: eXp Realty, LLC
Contact: (512) 269-7907
Source: Unlock MLS #ACT7587960
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
-15%
$850,000
+15%List Price
FINANCIALS
How much do you want to put down?
Purchase price$850,000
Your Down Payment$170,000
Financed$680,000
Estimated Monthly Payment$5,562
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($170,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Estimated Monthly Payment (Before Rental Income)
$5,562/month
Principal + Interest
$4,077Property Taxes
$1,086Home Insurance
$399Rental Income (1 Unit)
$898/month
From the listing description.
Rental Expenses
-$162Cost to live hereCost to live here, after rent
$4,826/month
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
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MLS# ACT7587960 · Listing office: eXp Realty, LLC
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.