Selected for the Terner Labs Housing Venture Lab

301 County Road 436, Thrall, TX 76578

Active
Listed 127 days ago
Owner-Occupant Eligible
$925,000

About $4,536 a month to live here, after the rent from the other home.

House + ADU4,500 sqft3 beds3 bathsListed Jul 8, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$4,536a month

The second home on the lot rents for $2,000. We hold back $300 of that for repairs and an empty month, and the rest goes toward a $6,236 monthly payment.

Income to qualify: about $156,000 a year

With how much down?

At 20% down ($185,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $121,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$27,750 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Welcome to your private TX retreat on 7.645 beautifully maintained acres with no HOA and no deed restrictions. This thoughtfully designed and custom-built 4,500 SF barndominium combines quality craftsmanship, versatile living space, & peaceful country living just minutes from Hwy 79 between Thrall and Thorndale. Designed for entertaining, the open-concept floor plan features soaring shiplap ceilings, high-quality luxury vinyl plank flooring, oversized windows and sliding glass doors overlooking the pond, and abundant natural light. The custom kitchen offers stainless steel appliances, custom cabinetry, a large pantry, and generous workspace. The main living area includes a spacious primary suite with a large bath and walk-in closet, an oversized family room, laundry room with a full bath, and a newly completed upstairs addition featuring an office, second living area, storage, and flexible space that could serve as a fourth bedroom, game room, or media room. An attached guest suite includes its own living room, two bedrooms, full bath, and laundry area, making the home ideal for multigenerational living or extended guests. Built with quality in mind, the home features a reinforced 6-inch concrete foundation with additional rebar, closed-cell spray foam insulation throughout, a metal roof, two newer HVAC systems (5-ton & 3-ton), whole-home water filtration system, water softener, and central heat and air. Outside, enjoy a beautifully landscaped yard, lighted driveway, fully fenced acreage, picturesque ¾-acre pond, wildlife feeders, and a 4-bay workshop (3 open, 1 enclosed) ideal for equipment, hobbies, storage, or a home-based business. Whether you're looking for a peaceful country escape, family compound, or a live/work property with room for trucks, equipment, and business operations, this one-of-a-kind property offers the freedom, quality, and versatility that's increasingly hard to find. All information is deemed reliable. Buyers to verify all information.

House + ADU

Property Type

333,016 sqft

Lot Size

2023

Year Built

Listing Date: 07/08/2026

Listed by: Robert Fischer

Listing office: Keller Williams Realty Lone Star

Contact: (512) 994-0247

Source: Unlock MLS #ACT5516909

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$925,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$925,000
Your Down Payment$185,000
Financed$740,000
Estimated Monthly Payment$6,236

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($185,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$6,236/month
Principal + Interest
$4,437
Property Taxes
$1,191
Home Insurance
$608
Rental Income (1 Unit)
$2,000/month

From the listing description.

Rental Expenses
-$300
Cost to live here
$4,536/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT5516909 · Listing office: Keller Williams Realty Lone Star

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.