About $1,176 a month to live here, after the rent from the other home.
A duplex. Live in one home and rent out the other. How it works
Live here for about
The other home rents for $1,490. We hold back $268 of that for repairs and an empty month, and the rest goes toward a $2,398 monthly payment.
Income to qualify: about $53,000 a year
With how much down?
At 20% down ($73,800) and 5.6%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $51,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$12,915 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Backing to a peaceful greenbelt and creek beneath mature trees, this well-maintained duplex feels tucked away while remaining just minutes from downtown Round Rock. Each side offers 2 bedrooms and 1 bath with an updated kitchen, lighting, bath cabinetry, and flooring (no carpet or popcorn ceilings!). Each unit also includes a private fenced front patio, a one-car garage with backyard access, and a spacious fenced backyard overlooking the greenbelt. Major improvements include a roof replaced in 2021, updated electrical service equipment in 2023, one HVAC system replaced in 2025, and additional attic insulation installed in 2025. One unit is becoming available, creating an excellent opportunity for an owner-occupant while generating rental income from the second side. Enjoy convenient access to restaurants, shopping, Lake Creek Park, walking trails, and the nearby Dog Depot Dog Park. Whether you’re looking to grow your investment portfolio or take advantage of owner-occupant financing, this property offers an exceptional combination of flexibility, location, and long-term value.
Duplex
Property Type
16,030 sqft
Lot Size
1978
Year Built
Listing Date: 06/26/2026
Listed by: Wesley James Steck
Listing office: JBGoodwin REALTORS WL
Contact: (512) 591-1400
Source: Unlock MLS #ACT8127507
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($73,800) and 5.6%, 30-year fixed. Your rate and down payment change this.
From leases in place.
From leases in place.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# ACT8127507 · Listing office: JBGoodwin REALTORS WL
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
At 20% down, 30-year fixed. From 3.5% down.
At 20% down, 30-year fixed. From 3% down.
At 20% down, 30-year fixed. From 3.5% down.
At 20% down, 30-year fixed. From 3.5% down.