132 Offer Ln, Llano, TX 78643
About $3,046 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $1,138. We hold back $205 of that for repairs and an empty month, and the rest goes toward a $3,979 monthly payment.
Income to qualify: about $101,000 a year
With how much down?
At 20% down ($116,800) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $76,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$17,520 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
PRICE DROP! - Texas Hill Country Homestead on 10 Park-Like Acres! Site-built home, guest cabin, large garage, garden, greenhouse, and more! This property is located on the banks of Johnson Creek, just minutes west of Llano, Texas. Property features include rolling terrain, large shade trees, fertile soil, granite outcroppings, and frontage on seasonal Johnson Creek. The site-built home has a rock exterior, standing seam metal roof, stone fireplace, attached garage, and multiple bonus rooms that could easily be converted into additional bedrooms. Inside, you’ll find abundant built-in cabinetry. The home has also received substantial upgrades, including electrical and plumbing. A large, full-length back porch with great views of the creek creates a perfect setting for relaxing and entertaining. There is a separate 1 bed/1 bath cabin with a full kitchen, ideal for visitors or a mother-in-law suite. A large insulated detached garage/workshop (1,120 sq. ft.) on a slab with electricity is perfect for vehicle storage, workspace, or hobbies. For those with a green thumb, there is a high-fenced garden and greenhouse. All of this is supported by CTEC electric and a strong 40 GPM water well! Conveniently located approximately 5 minutes west of Llano, or 90 minutes northwest of Austin and San Antonio, in the heart of the Texas Hill Country. An additional 5 contiguous acres may be available.
House + ADU
Property Type
444,312 sqft
Lot Size
1982
Year Built
Listing Date: 06/18/2026
Listed by: Jason James
Listing office: Jesse James Real Estate
Contact: (325) 423-4415
Source: Unlock MLS #ACT6171237
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
List Price
FINANCIALS
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($116,800) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# ACT6171237 · Listing office: Jesse James Real Estate
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.