Active
2 units3 bd3 ba3,505 sqft
Cost to live here
$3,271/moafter $2,000/mo in rent
Income to qualify: about $121,000 a year, rent counted
At 20% down, 30-year fixed. From 3% down.
$745,000•House + ADU
19892 Vilas Rd, Holland, TX 76534
16649 Sypert School Rd, Holland, TX 76534
Active
Listed 154 days agoOwner-Occupant Eligible
About $2,790 a month to live here, after the rent from the other home.
House + ADU3,538 sqft6 beds5 bathsListed Jun 11, 2026
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
$2,790a month
The second home on the lot rents for $2,000. We hold back $300 of that for repairs and an empty month, and the rest goes toward a $4,490 monthly payment.
Income to qualify: about $107,000 a year
With how much down?
At 20% down ($139,800) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $91,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$20,970 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
Rare 1.5-Acre Dual-Home Property in Holland, TX | Built 2019 NO HOA NO DEED RESTRICTIONS Escape to the country! Located on the peaceful Sypert School Road (just off FM 2268), this stunning property features two distinct homes with over 3,500 combined sq ft of beautifully designed living space. Perfect for multi-generational families or someone looking for rental income. THE ULTIMATE SETUP: Both homes operate completely independently with *separate utilities* and separate septic systems!* MAIN HOUSE: 4 bed / 3 bath / 2 car garage *Key Features:*NEW ROOF*, open-concept layout built for entertaining, and a tray ceiling in the living room, water filtration system, and generator transfer switch. Finishes include gorgeous tile flooring, carpet in the bedrooms, and granite countertops. *Outdoor Space*: Opens to a covered back porch looking out over the massive yard. *GUEST HOUSE: 2 Bed / 2 Bath | 1,200 sq ft* *Key Features*: Private covered carport, premium post-tension foundation, independent open living/kitchen space.Finishes include modern Luxury Vinyl Plank (LVP) flooring, granite countertops, and stainless steel appliances. *Accessibility:* Guest house includes highly desirable ADA modifications. *THE ACREAGE* Sprawling across *1.5 acres*, the backyard offers wide-open space, a covered porch, and an 8'x10' shed for extra storage. Don't miss this rare opportunity for country luxury with endless flexibility in HOLLAND ISD!
House + ADU
Property Type
65,201 sqft
Lot Size
2019
Year Built
Listing Date: 06/11/2026
Listed by: Lauren Mynarcik
Listing office: Anchor Realty
Contact: (254) 913-9234
Source: Unlock MLS #ACT9892901
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
-15%
$699,000
+15%List Price
FINANCIALS
How much do you want to put down?
Purchase price$699,000
Your Down Payment$139,800
Financed$559,200
Estimated Monthly Payment$4,490
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($139,800) and 6.0%, 30-year fixed. Your rate and down payment change this.
Estimated Monthly Payment (Before Rental Income)
$4,490/month
Principal + Interest
$3,353Property Taxes
$632Home Insurance
$505Rental Income (1 Unit)
$2,000/month
From the listing description.
Rental Expenses
-$300Cost to live hereCost to live here, after rent
$2,790/month
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
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MLS# ACT9892901 · Listing office: Anchor Realty
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.