Selected for the Terner Labs Housing Venture Lab

20109 Travis Dr, Lago Vista, TX 78645

Active
Listed 175 days ago
Owner-Occupant Eligible
$525,000

About $2,803 a month to live here, after the rent from the other home.

Duplex2,716 sqft4 beds4 bathsListed May 21, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$2,803a month

The other home rents for $900. We hold back $135 of that for repairs and an empty month, and the rest goes toward a $3,568 monthly payment.

Income to qualify: about $90,000 a year

With how much down?

At 20% down ($105,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $72,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$18,375 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Located just minutes from Lake Travis, this property offers an excellent opportunity for owner-occupants, or anyone seeking a peaceful lifestyle with easy access to outdoor recreation. Each unit features a functional, open concept layout with spacious living areas, and private outdoor space ideal for relaxing or entertaining. The property sits on a quiet street and close to local parks, marinas, golf courses, restaurants, and top-rated Lago Vista amenities. Enjoy nearby access to Lake Travis waterfront parks, hiking trails, boating, fishing, and all that the Lago Vista lifestyle has to offer. Whether you're looking to generate rental income, live in one unit and lease the other, or add to your investment portfolio, this duplex delivers versatility and long-term potential

Duplex

Property Type

11,927 sqft

Lot Size

2022

Year Built

Listing Date: 05/21/2026

Listed by: Bernadette McAlvain

Listing office: Coldwell Banker Realty

Contact: (512) 568-4125

Source: Unlock MLS #ACT7574689

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$525,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$525,000
Your Down Payment$105,000
Financed$420,000
Estimated Monthly Payment$3,568

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($105,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$3,568/month
Principal + Interest
$2,411
Property Taxes
$750
Home Insurance
$367
HOA$40
Rental Income (1 Unit)
$900/month

From leases in place.

Rental Expenses
-$135
Cost to live here
$2,803/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT7574689 · Listing office: Coldwell Banker Realty

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.