6448 Peninsula Rd, Kerens, TX 75144
About $766 a month to live here, after the rent from the other home.
A duplex. Live in one home and rent out the other. How it works
Live here for about
The other home rents for $1,000. We hold back $150 of that for repairs and an empty month, and the rest goes toward a $1,616 monthly payment.
Income to qualify: about $31,000 a year
With how much down?
At 20% down ($50,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $34,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$8,750 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
Tiny home right on the water! Experience this lakefront retreat in this thoughtfully customized tiny home designed to maximize the stunning sunset views over Richland Chambers Lake. This cozy yet functional tiny home features a custom layout with an upstairs loft, built-in bunk beds for additional sleeping space, a bathroom with a tub, and the convenience of a dishwasher. Outside, enjoy the oversized seawall cap — perfect for relaxing, entertaining, or fishing by the water — along with convenient lake-entry stairs for easy access into the lake. An added bonus: no additional tiny homes are permitted in the community, making this a rare opportunity to own one of the limited waterfront tiny homes in the area. Community amenities include a clubhouse, pool, boat ramp, fishing pier, pond, playground, dog run, and more. Peninsula Point is also one of the few communities that allows vacation rentals, offering excellent investment potential. Whether you're searching for a peaceful getaway or a turnkey short-term rental opportunity, this fully furnished tiny home is ready and waiting for you to enjoy lake life at its best.
Duplex
Property Type
5,175 sqft
Lot Size
2023
Year Built
Listing Date: 05/24/2026
Listed by: Amanda Gerhart
Listing office: Pure Realty
Contact: (512) 659-4735
Source: Unlock MLS #ACT8563648
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
List Price
FINANCIALS
How much do you want to put down?
Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($50,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# ACT8563648 · Listing office: Pure Realty
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.