Active
2 units5 bd6 ba2,916 sqft
Cost to live here
$1,957/moafter $2,000/mo in rent
Income to qualify: about $83,000 a year, rent counted
At 20% down, 30-year fixed. From 3% down.
$525,000•House + ADU
1506 Harwood Rd, Luling, TX 78648
403 E Bowie St, Luling, TX 78648
Active
Listed 163 days agoOwner-Occupant Eligible
About $3,332 a month to live here, after the rent from the other home.
House + ADU4,127 sqft4 beds5 bathsListed Jun 2, 2026
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
$3,332a month
The second home on the lot rents for $1,138. We hold back $222 of that for repairs and an empty month, and the rest goes toward a $4,248 monthly payment.
Income to qualify: about $108,000 a year
With how much down?
At 20% down ($115,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $75,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$17,250 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
NEW ROOF! NEW HVAC ! Stunningly renovated Mid Century Modern two-story home blending timeless elegance with modern luxury. This classy 4-sided brick residence showcases beautiful hardwood floors throughout and features a formal dining room adorned with a stunning chandelier, a spacious living room with a cozy gas fireplace, and a beautiful chef’s kitchen complete with granite countertops, a large island, gas stove, walk-in pantry, and charming butler’s pantry/breakfast room. Downstairs offers incredible flexibility with two sunrooms perfect for offices or sitting areas, along with a full bath, half bath, and guest bedroom. Upstairs, you’ll find three spacious bedrooms, including a luxurious primary suite with a walk-in closet, double vanities, and a beautiful walk-in shower. The third floor offers a fully floored walk-in attic with endless storage or expansion possibilities. Step outside to enjoy the private backyard enclosed with a beautiful brick privacy fence. Completing the property is a detached garage with a charming 1 bed/1 bath garage apartment—ideal for guests, rental income, or multi-generational living. This exceptional home is filled with character, elegance, and timeless charm and is located in the heart of Luling. Luling is an easy commute to Austin and San Antonio.
House + ADU
Property Type
13,652 sqft
Lot Size
1936
Year Built
Listing Date: 06/02/2026
Listed by: Ginger Robbins
Listing office: Riata Real Estate
Contact: (512) 284-0801
Source: Unlock MLS #ACT7231776
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
-15%
$575,000
+15%List Price
FINANCIALS
How much do you want to put down?
Purchase price$575,000
Your Down Payment$115,000
Financed$460,000
Estimated Monthly Payment$4,248
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($115,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Estimated Monthly Payment (Before Rental Income)
$4,248/month
Principal + Interest
$2,758Property Taxes
$746Home Insurance
$744Rental Income (1 Unit)
$1,138/month
From the listing description.
Rental Expenses
-$222Cost to live hereCost to live here, after rent
$3,332/month
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
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MLS# ACT7231776 · Listing office: Riata Real Estate
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.