About $1,790 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $925. We hold back $180 of that for repairs and an empty month, and the rest goes toward a $2,535 monthly payment.
Income to qualify: about $62,000 a year
With how much down?
At 20% down ($83,800) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $55,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$12,570 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Versatile living, unbeatable convenience, and a $9,000 seller concession! This meticulously maintained 3-bedroom, 2-bath home features a basement apartment with a separate entrance and conforming bedroom—ideal for house hacking, multi-generational living, or hosting guests. The seller is offering $9,000 toward kitchen upgrades or mortgage discount points, giving buyers the flexibility to personalize the home or potentially lower their monthly payments! Need room for hobbies, projects, or extra storage? The oversized shed/workshop with electricity is a standout feature! Enjoy a convenient location near light rail, Colorado Mills Mall, and Whole Foods, with quick access to I-70 and 6th Avenue for an easy commute downtown or a weekend escape to the mountains. Inside, you'll appreciate newer double-pane windows, recently refinished hardwood floors, fresh paint, stainless steel appliances, and pride of ownership throughout. Major improvements, including the roof, furnace, gutters, and electrical updates, have all been completed within the past 10 years. Step outside to a spacious backyard featuring a large covered patio, dedicated dog run, and garden area. Whether you're looking for rental income potential, flexible living arrangements, or a well-maintained home with room to make it your own, this property delivers exceptional value and opportunity. Don't miss it!
House + ADU
Property Type
6,839 sqft
Lot Size
1951
Year Built
Listing Date: 11/13/2026
Listed by: Joseph Siudzinski
Listing office: Local Realty, LLC
Contact: 970-390-1756
Source: REcolorado #3868637
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($83,800) and 6.0%, 30-year fixed. Your rate and down payment change this.
From market rates for this unit's size.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 3868637 · Listing office: Local Realty, LLC
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