Selected for the Terner Labs Housing Venture Lab

337 3rd St Ct, La Salle, CO 80645

Active
Listed 7 days ago
Owner-Occupant Eligible
$395,000
House + ADU2,676 sqft5 beds3 bathsListed Nov 5, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$2,495a month

We are still working out the rent on this one.

Income to qualify: about $70,000 a year

With how much down?

At 20% down ($79,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $52,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

No rent is counted for this home yet, so the cost to live here is the whole loan payment, taxes, insurance and any dues. Income to qualify uses a 43% debt-to-income limit and none of your other debts.

$11,850 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Bring your vision to this spacious 5-bedroom, 3-bath home on a large lot. Featuring a desirable mother-in-law suite, a rare 3-car tandem garage, and a flexible floor plan, this property offers endless possibilities for multi-generational living, rental income potential, or creating your dream home. With generous living space both inside and out, there's plenty of room to customize and make it your own. While the home could benefit from updating, it is priced below market value to reflect the opportunity, making it an excellent choice for buyers looking to build equity. Don't miss this chance to own a property with great bones, a functional layout, and unlimited potential. This property may be an excellent candidate for an FHA 203(k) Renovation Loan or other renovation financing programs (buyer to verify with lender) Some images have been virtually staged. Buyers should verify all property features through their own inspection.

House + ADU

Property Type

8,005 sqft

Lot Size

1971

Year Built

Listing Date: 11/05/2026

Listed by: Stephanie Watson

Listing office: LPT Network Realty LLC

Contact: 970-373-9077

Source: REcolorado #IR1071846

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$395,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$395,000
Your Down Payment$79,000
Financed$316,000
Estimated Monthly Payment$2,495

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($79,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$2,495/month
Principal + Interest
$1,895
Property Taxes
$142
Home Insurance
$458
Rental Income (1 Unit)
Not yet estimated
Cost to live here
$2,495/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

REcolorado logo

MLS# IR1071846 · Listing office: LPT Network Realty LLC

The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Uncharted Homes LLC are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.

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