Selected for the Terner Labs Housing Venture Lab

14660 River Oaks DR, Colorado Springs, CO 80921

Active
Listed yesterday
Owner-Occupant Eligible
$649,000

About $3,071 a month to live here, after the rent from the other home.

House + ADU3,978 sqft5 beds4 bathsListed Nov 14, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$3,071a month

The second home on the lot rents for $1,267. We hold back $209 of that for repairs and an empty month, and the rest goes toward a $4,129 monthly payment.

Income to qualify: about $104,000 a year

With how much down?

At 20% down ($129,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $85,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$19,470 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Beautifully Updated 5-Bedroom Home with Private Mother-in-Law Suite: This warm (with summer air conditioning), comfortable, updated 5-bedroom, 4-bathroom home with an attached 2-car garage offers the perfect blend of style, comfort, and versatility. Recent updates include new flooring throughout, granite countertops, fresh interior paint, elegant trim carpentry accent walls, and a modern cable handrail that adds a contemporary touch to the staircase. The open-concept kitchen seamlessly connects to the spacious family room and an eat-in dining area, creating an ideal space for entertaining or everyday living. Step outside onto the deck to enjoy your morning coffee or host gatherings overlooking the beautifully maintained backyard. A standout feature is the private mother-in-law suite, complete with its own separate entrance, full kitchen, washer and dryer, generous living area, spacious bedroom, and walk-in closet. Whether you're accommodating extended family, welcoming guests, or seeking rental income potential, this flexible space offers endless possibilities. Outside, you'll appreciate the immaculately landscaped yard, showcasing exceptional curb appeal with a large corner lot, and pride of ownership. This move-in-ready home combines thoughtful updates, flexible living arrangements, and beautiful outdoor spaces—making it a must-see.

House + ADU

Property Type

17,424 sqft

Lot Size

1989

Year Built

Listing Date: 11/14/2026

Listed by: Lindsey Tysland

Listing office: Colorado Home Resource

Contact: 719-640-0203

Source: REcolorado #6525851

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$649,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$649,000
Your Down Payment$129,800
Financed$519,200
Estimated Monthly Payment$4,129

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($129,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$4,129/month
Principal + Interest
$3,113
Property Taxes
$335
Home Insurance
$681
Rental Income (1 Unit)
$1,267/month

From the listing description.

Rental Expenses
-$209
Cost to live here
$3,071/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 6525851 · Listing office: Colorado Home Resource

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