Selected for the Terner Labs Housing Venture Lab

11951 Security Avenue, Lakewood, CO 80401

Active
Listed 46 days ago
Owner-Occupant Eligible
$699,000

About $3,427 a month to live here, after the rent from the other home.

House + ADU2,240 sqft4 beds3 bathsListed Sep 28, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$3,427a month

The second home on the lot rents for $925. We hold back $167 of that for repairs and an empty month, and the rest goes toward a $4,185 monthly payment.

Income to qualify: about $108,000 a year

With how much down?

At 20% down ($139,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $91,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$20,970 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Welcome to this beautifully remodeled home with a separate ADU in the highly desirable Daniels Gardens area! Offering approximately 2,240 total square feet, this unique property provides an incredible combination of modern updates, flexible living space, and a convenient location. The main home features 3 bedrooms and 2 bathrooms, including a spacious primary bedroom with its own private bath. Enjoy a fresh, modern interior with newer LVP flooring, an updated kitchen and bathrooms, an electric fireplace, and stylish finishes throughout. The crisp white exterior gives the home a clean, contemporary look, while the circular driveway provides convenient access and plenty of parking. Adding tremendous versatility is the separate accessory dwelling unit (ADU), featuring 1 bedroom, 1 bathroom, its own kitchen, living area, and separate gravel driveway. This additional space offers numerous possibilities for extended family, guests, a home office, or other permitted uses. Located in popular Daniels Gardens with convenient access to 6th Avenue and major routes, this property offers an easy commute toward Denver while putting you on the doorstep of Golden and Colorado’s mountains. Downtown Golden, hiking, outdoor recreation, and trips to the high country and ski areas are all within easy reach. Completely remodeled, move-in ready, and offering a hard-to-find combination of a main residence plus ADU—this is a property you won’t want to miss!

House + ADU

Property Type

12,894 sqft

Lot Size

1966

Year Built

Listing Date: 09/28/2026

Listed by: Cesar Reyes

Listing office: Megastar Realty

Contact: 303-523-0789

Source: REcolorado #9631156

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$699,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$699,000
Your Down Payment$139,800
Financed$559,200
Estimated Monthly Payment$4,185

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($139,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$4,185/month
Principal + Interest
$3,353
Property Taxes
$449
Home Insurance
$383
Rental Income (1 Unit)
$925/month

From market rates for this unit's size.

Rental Expenses
-$167
Cost to live here
$3,427/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

REcolorado logo

MLS# 9631156 · Listing office: Megastar Realty

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