Selected for the Terner Labs Housing Venture Lab

36780 County Road 91, Agate, CO 80101

Active
Listed 48 days ago
Owner-Occupant Eligible
$1,000,000
House + ADU5,116 sqft5 beds3 bathsListed Sep 25, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$5,903a month

We are still working out the rent on this one.

Income to qualify: about $165,000 a year

With how much down?

At 20% down ($200,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $131,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

No rent is counted for this home yet, so the cost to live here is the whole loan payment, taxes, insurance and any dues. Income to qualify uses a 43% debt-to-income limit and none of your other debts.

$30,000 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Located in the privacy of a mature pine forest and the beauty of 35.9 acres with NO HOA, this custom home is thoughfully positioned to enjoy panoramic views year-round. Built in 2024 with upgrades throughout like 8ft solid core doors, Anderson windows, 14 in. thick walls with R55 insulation and High Efficiency heating & cooling systems. The Large Covered patios extend daily living to the outdoors, creating inviting spaces for quiet mornings, relaxed evenings and effortless entertaining. With two bedrooms and two baths on the main level, you could use the basement as a private ADU/guest house, perfect for a mother-in-law suite or additional income. The 3 bedroom, 1 bathroom basement has a private entrance, kitchen/wet bar, laundry and a large Family Room. There is plenty of room to park all your cars, trucks, trailers, RVs and toys and the 4-car attached Garage is insulated & heated for your enjoyment as well. Dog lovers will love the dog door that accesses a fully fenced back yard. And you’re only 24 miles from Downtown Elizabeth and only 58 miles to the Denver International Airport. Come enjoy the timeless beauty of Colorado with plenty of room for all your family and friends.

House + ADU

Property Type

1,563,804 sqft

Lot Size

2024

Year Built

Listing Date: 09/25/2026

Listed by: Roger Shults

Listing office: My Colorado Broker LLC

Contact: 303-335-0567

Source: REcolorado #4422510

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$1,000,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$1,000,000
Your Down Payment$200,000
Financed$800,000
Estimated Monthly Payment$5,903

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($200,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$5,903/month
Principal + Interest
$4,796
Property Taxes
$391
Home Insurance
$716
Rental Income (1 Unit)
Not yet estimated
Cost to live here
$5,903/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 4422510 · Listing office: My Colorado Broker LLC

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