Selected for the Terner Labs Housing Venture Lab

304 Victor Avenue, Victor, CO 80860

Active
Listed 49 days ago
Owner-Occupant Eligible
$375,000
House + ADU2,478 sqft3 beds3 bathsListed Sep 24, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$2,368a month

We are still working out the rent on this one.

Income to qualify: about $66,000 a year

With how much down?

At 20% down ($75,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $49,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

No rent is counted for this home yet, so the cost to live here is the whole loan payment, taxes, insurance and any dues. Income to qualify uses a 43% debt-to-income limit and none of your other debts.

$11,250 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

With three self-contained residences, a prime Victor Avenue location and the character of the historic Colorado mountain town of Victor, this property presents an exciting opportunity for an investor or owner looking for multiple potential income streams under one roof! This building features three separate apartments, each with its own private entrance, kitchen and bathroom. The lower-level apartment features one bedroom and a full bathroom, while the upper level offers two additional one-bedroom apartments, each with a three-quarter bathroom. Exposed brick walls and original character add warmth and personality to the updated interiors, creating spaces that feel fresh while still reflecting the history of the building and Victor. Victor property owners also have the opportunity to join the Gold Camp Fishing Club which gives property owners access to the private lake near Victor.

House + ADU

Property Type

1,307 sqft

Lot Size

1899

Year Built

Listing Date: 09/24/2026

Listed by: Brandon Gray

Listing office: QORE Real Estate & Auctions

Contact: 303-802-0003

Source: REcolorado #3238378

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$375,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$375,000
Your Down Payment$75,000
Financed$300,000
Estimated Monthly Payment$2,368

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($75,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$2,368/month
Principal + Interest
$1,799
Property Taxes
$106
Home Insurance
$463
Rental Income (1 Unit)
Not yet estimated
Cost to live here
$2,368/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 3238378 · Listing office: QORE Real Estate & Auctions

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