About $3,687 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $2,000. We hold back $300 of that for repairs and an empty month, and the rest goes toward a $5,387 monthly payment.
Income to qualify: about $132,000 a year
With how much down?
At 20% down ($163,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $106,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$24,450 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
***Eligible buyers financing through Horn Funding may save $456.18/month for the first 12 payments with a lender-paid 1-0 temporary buydown. Contact listing agent for details.*** Colorado living starts at your own front door! This exceptional 7-bedroom, multigenerational home offers flexible living arrangements, abundant space, and a peaceful setting backing up to a beautiful open space. Designed for today’s lifestyle, the home features three separate entrances and multiple living areas, making it ideal for extended family, guests, or those seeking additional privacy under one roof. The main residence features 4 bedrooms and 4 ensuite bathrooms, all located on the second floor. The first floor includes a private in-law suite with its own entrance, while the finished basement offers a separate living unit with a kitchen and 2 additional bedrooms, creating flexibility for multigenerational living, guests, or additional household space. Step outside and enjoy the tranquility of open space directly behind the home. Whether you’re sipping coffee while watching the sunrise or taking in a rainbow after a summer storm, the views and privacy create a special backdrop for everyday living. Located in a community where more than 30% of the neighborhood is dedicated to parks, trails, and open space, residents enjoy access to a pool, fitness center, gathering spaces, eight pickleball courts, neighborhood parks, extensive community programming, and more than 30 miles of planned walking and biking trails. With Chatfield, Roxborough, and Waterton Canyon nearby, outdoor adventure is never far from home. One home. Multiple generations. Endless possibilities. Come experience Colorado living at its best. $230 Fee to Sterling Ranch Community Board, included in property tax annually. Varies based on water usage.
House + ADU
Property Type
5,532 sqft
Lot Size
2022
Year Built
Listing Date: 09/24/2026
Listed by: Heather Rich
Listing office: Berkshire Hathaway HomeServices Colorado, LLC - Highlands Ranch Real Estate
Contact: 415-309-4758
Source: REcolorado #7193733
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($163,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 7193733 · Listing office: Berkshire Hathaway HomeServices Colorado, LLC - Highlands Ranch Real Estate
The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Uncharted Homes LLC are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.
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