Selected for the Terner Labs Housing Venture Lab

304 Duesenberg Lane, Fort Collins, CO 80524

Active
Listed 55 days ago
Owner-Occupant Eligible
$1,180,000

About $5,127 a month to live here, after the rent from the other home.

House + ADU4,415 sqft6 beds4 bathsListed Sep 18, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$5,127a month

The second home on the lot rents for $2,000. We hold back $300 of that for repairs and an empty month, and the rest goes toward a $6,827 monthly payment.

Income to qualify: about $170,000 a year

With how much down?

At 20% down ($236,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $154,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$35,400 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

This exceptional residence is back on the market with a fully upgraded walk-out basement. You'll be swept away by the unobstructed mountain views and the remarkable versatility for multigenerational living. Designed for both comfort and entertaining, this home sits on an expansive, nearly half-acre corner lot. A spacious living area is anchored by a fireplace and framed by a wide picture window showcasing breathtaking vistas. The open kitchen is thoughtfully appointed with generous cabinetry, a center island and stainless steel appliances, while the sunlit dining area connects to a two-story deck overlooking the expansive backyard. Glass French doors open to reveal a private home office. The serene primary suite offers a walk-in closet and five-piece bath, while the walkout lower level functions as a fully equipped in-law suite complete with a private entrance, full kitchen, washer and dryer hook-ups, living area and four additional bedrooms. A three-car attached garage and a whole-house reverse osmosis water filtration system enhance everyday living. Other luxury additions to the basement: new tuscan dunes quartz countertops, new fridge with two ice makers including sphere ice, touch screen microwave, new light fixtures, new floors, anti-fogging mirror with lights, new bathroom vanities. And there are more special touches...all patio pots are irrigated, three bidet toilets (two heated with blue light), a newly painted deck, and 30.8" 3-car garage bays. This one gets better and better. Bring an offer!

House + ADU

Property Type

21,814 sqft

Lot Size

2014

Year Built

Listing Date: 09/18/2026

Listed by: Kayla Hickcox

Listing office: milehimodern - Boulder

Contact: 970-397-2499

Source: REcolorado #IR1069045

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$1,180,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$1,180,000
Your Down Payment$236,000
Financed$944,000
Estimated Monthly Payment$6,827

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($236,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$6,827/month
Principal + Interest
$5,660
Property Taxes
$519
Home Insurance
$540
HOA$108
Rental Income (1 Unit)
$2,000/month

From the listing description.

Rental Expenses
-$300
Cost to live here
$5,127/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

REcolorado logo

MLS# IR1069045 · Listing office: milehimodern - Boulder

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