About $3,590 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $1,000. We hold back $180 of that for repairs and an empty month, and the rest goes toward a $4,410 monthly payment.
Income to qualify: about $114,000 a year
With how much down?
At 20% down ($154,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $100,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$23,100 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Fully remodeled Fox Hill home with 4 bedrooms, 4 bathrooms and finished basement great room with kitchenette that could be for a caregiver, game room, or teen hangout. Its modern aesthetic, connected spaces, and flexible layout offer plenty of room to gather, along with multiple places to retreat. The finished basement includes a kitchenette-perfect for a rec room, guest space, or multigenerational living. The home's paid-off 7.6 kW solar system, installed in 2021, helps offset electrical costs, while the xeriscaped yard and expansive back patio offer beautiful outdoor space without the ongoing maintenance and expense of a traditional lawn. Just about every surface is new since the sellers purchased in 2019--new windows, new flooring, new sliding patio door, new deck and pergola, remodeled bathrooms, egress in the basement--no surface was left untouched. The owners even moved the laundry upstairs, enlarged the primary bathroom, and added a cozy reading loft in the living room. Fox Hill is known for its estate-sized lots and friendly, connected community. The neighborhood's voluntary HOA helps fund community events, including the beloved holiday luminarias that line the streets and create a magical tradition people come from across the region to enjoy. If you're looking for a house to house hack, enjoy an ADU, or generate AirBnB income the basement studio could be easily converted for this purpose. Sq footage does not include 240 sq ft sunroom. EVERYONE BELONGS IN LONGMONT
House + ADU
Property Type
11,261 sqft
Lot Size
1979
Year Built
Listing Date: 09/18/2026
Listed by: Libby Earthman
Listing office: LoKation Real Estate-Longmont
Contact: 720-487-3126
Source: REcolorado #IR1069012
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($154,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
From market rates for this unit's size.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# IR1069012 · Listing office: LoKation Real Estate-Longmont
The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Uncharted Homes LLC are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.
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