About $2,779 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $1,350. We hold back $243 of that for repairs and an empty month, and the rest goes toward a $3,886 monthly payment.
Income to qualify: about $96,000 a year
With how much down?
At 20% down ($139,800) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $91,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$20,970 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
New Price!!! **Dual-Living Dream in the Heart of Longmont — 3544 Columbia Drive** Rarely does a home come along that offers this kind of flexibility. Welcome to 3544 Columbia Drive, a truly one-of-a-kind Longmont property built for multi-generational living, income potential, or simply unmatched everyday convenience — featuring **two full primary suites and two complete kitchens**, one on each level, and **NO HOA**. **Two Homes Under One Roof** The main floor welcomes you with an open, sunlit layout centered around a beautifully appointed kitchen and a spacious primary suite — perfect for easy, single-level living. Downstairs, a **fully remodeled basement** mirrors that comfort with its own private primary suite and a **fully remodeled second kitchen**, creating an ideal setup for extended family, guests, a live-in nanny or caregiver, or a savvy rental/Airbnb opportunity. Two households, zero compromises — and zero HOA restrictions. **Move-In Ready, Top to Bottom** This home has been meticulously updated with major-system peace of mind already taken care of: a brand-new furnace (2026), new water heater (2026), new A/C (2025), new garage door (2025), and a brand-new driveway (2026). Combined with the fully remodeled basement and kitchen, this is a home where the big-ticket items are already done — just move in and enjoy. Set in the desirable Longmont Estates neighborhood on the west side of town, this home puts you minutes from McIntosh Lake's scenic 4-mile trail loop, Golden Ponds Park & Nature Area, and Twin Peaks golf courses — with Sunset's public pool and water slides just around the corner. Add in downtown Longmont's local shops, breweries with easy access to everything the Front Range has to offer. This is more than a house — it's a lifestyle solution that adapts to however you live, backed by major updates that let you move in with total confidence. Schedule your private tour today before this rare dual-primary opportunity is gone!
House + ADU
Property Type
8,946 sqft
Lot Size
1972
Year Built
Listing Date: 09/23/2026
Listed by: Roshan Bogati
Listing office: eXp Realty, LLC
Contact: 307-460-1692
Source: REcolorado #3052464
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($139,800) and 6.0%, 30-year fixed. Your rate and down payment change this.
From market rates for this unit's size.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 3052464 · Listing office: eXp Realty, LLC
The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Uncharted Homes LLC are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.
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