Selected for the Terner Labs Housing Venture Lab

614 Lesser Drive, Fort Collins, CO 80524

Active
Listed 58 days ago
Owner-Occupant Eligible
$860,000

About $3,043 a month to live here, after the rent from the other home.

Duplex2,600 sqft4 beds2 bathsListed Sep 15, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$3,043a month

The other home rents for $1,956. We hold back $381 of that for repairs and an empty month, and the rest goes toward a $4,618 monthly payment.

Income to qualify: about $111,000 a year

With how much down?

At 20% down ($172,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $119,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$30,100 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

**TENANT OCCUPIED MUST HAVE 24 HOURS NOTICE FOR ALL SHOWINGS** Don't miss this exceptional opportunity to own a newly constructed, income-producing property in one of Fort Collins' most desirable locations. Ideally situated within walking distance of Old Town Square, this unique investment features two separate 2-bedroom, 1-bathroom residences, offering the flexibility and income potential investors are looking for. Unit A offers a thoughtfully designed layout with beautiful quartz countertops, stainless steel appliances, central A/C, and a private fenced-in yard. Unit B features quartz countertops, stainless steel appliances, central A/C, durable LVP flooring, and the added convenience of a 1-car attached garage. Both units are currently tenant occupied, providing immediate rental income and making this a truly turnkey investment opportunity. With modern construction, desirable amenities, and a prime location just steps from the restaurants, shops, entertainment, and lifestyle amenities of Old Town Fort Collins, this property offers an attractive combination of location, quality, and income potential. Whether you're looking to expand your rental portfolio or seeking a low-maintenance investment with strong long-term appeal, this property is one worth taking a closer look at.

Duplex

Property Type

4,737 sqft

Lot Size

1921

Year Built

Listing Date: 09/15/2026

Listed by: Erin Blackwell

Listing office: Henderson Management & Real Estate

Contact: 970-663-6311

Source: REcolorado #IR1068782

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$860,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$860,000
Your Down Payment$172,000
Financed$688,000
Estimated Monthly Payment$4,618

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($172,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$4,618/month
Principal + Interest
$3,950
Property Taxes
$266
Home Insurance
$402
Rental Income (1 Unit)
$1,956/month

From the listing description.

Rental Expenses
-$381
Cost to live here
$3,043/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# IR1068782 · Listing office: Henderson Management & Real Estate

The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Uncharted Homes LLC are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.

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