About $3,429 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $1,450. We hold back $239 of that for repairs and an empty month, and the rest goes toward a $4,640 monthly payment.
Income to qualify: about $116,000 a year
With how much down?
At 20% down ($159,980) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $104,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$23,997 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
A home designed for the way people want to live today, with flexibility for whatever tomorrow brings. Surrounded by mature trees just minutes from the heart of Downtown Castle Rock, this unique ranch-style retreat offers something increasingly rare: the freedom to create a lifestyle that fits your future. Whether you're making room for aging parents, supporting adult children, accommodating long-term guests, generating rental income, or simply looking for more flexibility, this property offers possibilities that few homes can match. A fully furnished & approved private ADU with its own entrance provides immediate value & options for multigenerational living, guests, or supplemental income. Inside, vaulted ceilings, warm wood accents, hardwood floors & comfortable gathering spaces create a home that feels both inviting & authentic. The main-level living design offers everyday convenience, while the finished walkout lower level adds even more versatility. Step outside & enjoy a Colorado lifestyle that is becoming harder to find. Park your RV, trailer or recreational toys with ease, without the restrictions of an HOA. Relax on the composite deck while taking in the mountain views, entertain on the covered patio, or enjoy quiet evenings surrounded by mature landscaping & seasonal blooms. Whether you're looking for a home that accommodates multiple generations, room to grow, space for visiting family, or an opportunity to generate additional income, this property offers flexibility that is difficult to find in newer communities. More than just a house, this is a place where family, opportunity & adventure can come together. A ranch-style floor plan, income-producing potential with an approved ADU, mountain views, RV parking, no HOA & a location just minutes from Downtown Castle Rock. This is Colorado living with options, freedom & possibilities for years to come.
House + ADU
Property Type
11,151 sqft
Lot Size
1995
Year Built
Listing Date: 09/13/2026
Listed by: Nadine Kirk
Listing office: RE/MAX Alliance
Contact: 303-941-4221
Source: REcolorado #6055048
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($159,980) and 6.0%, 30-year fixed. Your rate and down payment change this.
From market rates for this unit's size.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 6055048 · Listing office: RE/MAX Alliance
The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Uncharted Homes LLC are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.
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