Selected for the Terner Labs Housing Venture Lab

858 Dutton Court, Castle Rock, CO 80104

Active
Listed 62 days ago
Owner-Occupant Eligible
$945,000

About $4,710 a month to live here, after the rent from the other home.

House + ADU4,275 sqft5 beds4 bathsListed Sep 11, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$4,710a month

The second home on the lot rents for $1,206. We hold back $199 of that for repairs and an empty month, and the rest goes toward a $5,717 monthly payment.

Income to qualify: about $146,000 a year

With how much down?

At 20% down ($189,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $123,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$28,350 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

LIVE ON TOP - OFFSET YOUR MORTGAGE BELOW! PERMITTED WALK-OUT ADU PERFECT FOR MULTI-GEN LIVING ORRENTAL INCOME! This fully remodeled home has been meticulously updated from top to bottom, offering an unparalleled blend of high-end finishes, custom details, and effortless everyday living. Every inch of this property has been reimagined for today's lifestyle. Remodeled Property Highlights: Experience the grandeur of soaring, two-story ceilings and massive picture windows, perfectly complemented by brand-new, light-toned luxury flooring that flows seamlessly throughout the main level. Unwind by the sleek, newly installed linear fireplace, highlighted by a Seine Lime-Wash feature wall with Custom Butcher Block Shelving. The heart of the home has been completely refreshed! Enjoy Calacatta Dorado Quartz Countertops, a crisp tile backsplash, modern Samsung stainless steel appliances centered around a bright, inviting prep island. Work in style behind elegant glass French doors in a dedicated office space, elevated by gorgeous custom wainscoting, built-in cabinetry and recessed lighting. The spacious primary suite is crowned by a stunning wood-planked vaulted ceiling. Step into the fully renovated en-suite bathroom to find a glass-enclosed walk-in shower, a freestanding soaking tub, and dual vanity with quartz counters. The Permitted Basement ADU offers walk-out access! Complete with premium laminate flooring and a brand-new exclusive kitchen (featuring slim shaker cabinetry and stainless appliances), itis the ultimate setup for entertaining, for guests, or an independent secondary residence. Step outside onto the elevated deck overlooking a freshly landscaped, low-maintenance backyard, perfect for enjoying beautiful sunsets by the custom-built firepit. NEW: Interior/Exterior Paint, Furnace, Central Air Condenser, Water Heater, Custom Pantry, ADU Kitchen and so much more!

House + ADU

Property Type

19,863 sqft

Lot Size

2004

Year Built

Listing Date: 09/11/2026

Listed by: Dawn Conzelman

Listing office: eXp Realty, LLC

Contact: 303-214-8917

Source: REcolorado #7922771

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$945,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$945,000
Your Down Payment$189,000
Financed$756,000
Estimated Monthly Payment$5,717

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($189,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$5,717/month
Principal + Interest
$4,533
Property Taxes
$432
Home Insurance
$665
HOA$87
Rental Income (1 Unit)
$1,206/month

From the listing description.

Rental Expenses
-$199
Cost to live here
$4,710/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 7922771 · Listing office: eXp Realty, LLC

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