About $5,152 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $1,225. We hold back $239 of that for repairs and an empty month, and the rest goes toward a $6,138 monthly payment.
Income to qualify: about $160,000 a year
With how much down?
At 20% down ($219,800) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $143,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$32,970 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
A 1920 Craftsman on Old Town's west side with a legal, attached ADU already in place: private entrance off the covered side patio, kitchenette, bedroom, full bath, laundry, and a flex room now used as a gym. Rent it, house family, or work from it. The house itself has what you buy a Craftsman for, a deep covered front porch, wood floors, and generous, well-proportioned rooms, brought forward with the systems a modern buyer expects. Four bedrooms, three baths, 2,346 finished square feet.The main level holds the living room, dining room, kitchen, laundry, and two bedrooms. Upstairs is a private primary suite with en-suite bath plus an open loft under the roof slope. Since 2024 the sellers added a newly built oversized detached garage with alley access, mini-split A/C on both levels, new fencing including the white picket out front, and updated landscaping with flagstone paths. Walk or bike to Old Town Square, Mountain Ave, City Park, and the Poudre Trail. Minutes to CSU. No HOA.
House + ADU
Property Type
5,600 sqft
Lot Size
1920
Year Built
Listing Date: 09/03/2026
Listed by: Patrick Soukup
Listing office: eXp Realty - Northern CO
Contact: 970-893-3533
Source: REcolorado #IR1067909
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($219,800) and 6.0%, 30-year fixed. Your rate and down payment change this.
From nearby rental comps.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# IR1067909 · Listing office: eXp Realty - Northern CO
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