About $1,729 a month to live here, after the rent from the other home.
A duplex. Live in one home and rent out the other. How it works
Live here for about
The other home rents for $1,100. We hold back $215 of that for repairs and an empty month, and the rest goes toward a $2,614 monthly payment.
Income to qualify: about $63,000 a year
With how much down?
At 20% down ($95,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $65,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$16,625 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Discover the possibilities! Come explore this versatile duplex offering an excellent opportunity for investors or buyers looking to offset their housing costs with rental income. With two separate living units, this property offers flexibility to live in one and rent or Airbnb the other, rent both units, or create an arrangement that fits your needs. The upper unit features three bedrooms and one bathroom with an inviting layout and thoughtful updates throughout. The upgraded kitchen (2018) is a standout, featuring granite countertops, stainless steel appliances, a gas range, tile backsplash, full-height upgraded cabinets, and a convenient combo washer/dryer. The living room features wood floors and provides a comfortable, functional space for everyday living and entertaining. Three bedrooms and an updated 3/4 bathroom complete the upper level, offering plenty of room for a household, roommates, guests, or a dedicated work-from-home space. The lower unit has its own private entrance through the backyard and offers a living room, kitchen, one bedroom, and an updated 3/4 bathroom, along with an in-unit washer and dryer/storage room. The separate layout creates excellent flexibility for a tenant, guest space, or additional income-producing use. Outside, the property continues to deliver with a detached 2-car garage, providing secure off-street parking and valuable storage. The private shared backyard offers a comfortable outdoor space to enjoy the Colorado sunshine, entertain, or let pets stretch their legs. With two distinct units, an updated and spacious upper level, a separate lower living space, detached garage, and flexible income potential, 1310 E Columbia Street is a property that can adapt to your goals. Even more stay cool with forced air A/C! Whether you're looking to house-hack or expand your rental portfolio, this home offers updates, flexibility, and opportunity.
Duplex
Property Type
1953
Year Built
Listing Date: 09/09/2026
Listed by: Thomas Kenney
Listing office: Better Homes & Gardens Real Estate - Kenney & Co.
Contact: 719-650-7290
Source: REcolorado #7282174
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($95,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
From market rates for this unit's size.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 7282174 · Listing office: Better Homes & Gardens Real Estate - Kenney & Co.
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