Selected for the Terner Labs Housing Venture Lab

11148 Shaugnessy Road, Black Forest, CO 80908

Active
Listed 70 days ago
Owner-Occupant Eligible
$1,098,000
House + ADU4,895 sqft5 beds5 bathsListed Sep 3, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$6,435a month

We are still working out the rent on this one.

Income to qualify: about $179,000 a year

With how much down?

At 20% down ($219,600) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $143,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

No rent is counted for this home yet, so the cost to live here is the whole loan payment, taxes, insurance and any dues. Income to qualify uses a 43% debt-to-income limit and none of your other debts.

$32,940 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

There’s so much to discover here, it simply won’t fit in one description! Tucked among beautiful pines on 2.5 acres, this inviting modern mountain home offers privacy, space & convenience—plus a beautifully landscaped backyard with a peaceful water feature. With 5 bedrooms, 5 baths, an attached 3-car garage AND a separate insulated & heated 2-car garage with bonus room. There’s room for hobbies, exercise, music & more. Step inside to a spacious entry where a 100+ year-old stained-glass window has been creatively repurposed as a sliding barn door—a wonderful hint of the character to come. The main level offers 3 bedrooms & 2½ baths, gleaming hardwood floors, and a gourmet kitchen with Thermador gas range/oven, granite, island seating & room for casual dining. The living room centers around a gorgeous stone gas fireplace (there are 5 fireplaces total!) and large windows overlooking the backyard, and flowing naturally into the dining area. Two Pella French doors open to an 18x12 covered deck with its own built-in fireplace, plus an extended deck for even more outdoor living. The front bedroom, currently an office, has its own fireplace & double-door entry. Just outside the primary suite is a cozy sitting room with another stone-surround gas fireplace & bookcases. The primary retreat adds a private deck, while the bath offers dual vanities, jetted tub, large walk-in shower & access to a private hot-tub patio. And then there’s the lower level—a home within a home! Two bedrooms, 2 baths, full kitchen, game room & large family room with 3 atrium-style doors opening to the backyard patio. You'll find another 2-way fireplace between the kitchen & Family room. With its own entrance, driveway & garage access, it offers wonderful flexibility for multi-generational living, guests, work-from-home needs or other possibilities. This is one you truly need to experience in person! You don't want to miss this opportunity.

House + ADU

Property Type

109,336 sqft

Lot Size

2005

Year Built

Listing Date: 09/03/2026

Listed by: Dorothy Steel

Listing office: Brokers Guild Real Estate

Contact: 719-502-1739

Source: REcolorado #2968075

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$1,098,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$1,098,000
Your Down Payment$219,600
Financed$878,400
Estimated Monthly Payment$6,435

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($219,600) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$6,435/month
Principal + Interest
$5,266
Property Taxes
$402
Home Insurance
$762
HOA$5
Rental Income (1 Unit)
Not yet estimated
Cost to live here
$6,435/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 2968075 · Listing office: Brokers Guild Real Estate

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